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<!DOCTYPE html>
<!--[if lt IE 7]> <html class="no-js lt-ie9 lt-ie8 lt-ie7"> <![endif]-->
<!--[if IE 7]> <html class="no-js lt-ie9 lt-ie8"> <![endif]-->
<!--[if IE 8]> <html class="no-js lt-ie9"> <![endif]-->
<!--[if gt IE 8]><!-->
<html class="no-js"> <!--<![endif]-->
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8">
<meta http-equiv="X-Content-Type-Options" content="nosniff">
<meta name="description" content="Dollar Scholars">
<meta name="author" content="lespam">
<title>Dollar Scholars</title>
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<meta name="viewport" content="width=device-width, initial-scale=1">
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gtag('js', new Date());
gtag('config', 'G-ZKL4RW03TT');
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<body id="body">
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<ul class="nav navbar-nav navbar-right">
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<li><a href="blog.html">Blog</a></li>
<li><a href="our_team.html">Our Team</a></li>
<li class="dropdown">
<a href="#" class="dropdown-toggle" data-toggle="dropdown" role="button" aria-haspopup="true"
aria-expanded="false">About Us <span class="ion-ios-arrow-down"></span></a>
<ul class="dropdown-menu">
<li><a href="about.html">About Us</a></li>
<li><a href="faq.html">FAQ</a></li>
<li><a href="mailto:[email protected]">Contact</a></li>
</ul>
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<div class="block">
<h1 class="animated fadeInUp">Dollar Scholars</h1>
<p class="animated fadeInUp">A new community of <b>students</b>, <b>teachers</b>, and <b>community volunteers</b> committed to increasing financial capacity of adults in the D.C., Maryland, and Virginia (DMV) area, and beyond.</p>
<!-- <a href="#" class="btn btn-main animated fadeInUp">
Call to Action Button</a> -->
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<!-- Wrapper Start -->
<section class="about section">
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<h2>The Dollar Scholars objective:</h2>
<!-- here we write a quote and align the author to the right-->
<p>
"...financial literacy, by which we mean people’s knowledge of and ability to use fundamental financial concepts in their economic decision-making, matters and is more important than ever. The fact that so many people lack financial knowledge not only limits their ability to utilize their resources to the fullest, but also contributes to macroeconomic problems."
</p>
<br>
<p style="text-align:right; padding-top: 0px; font-style:normal;">— <a href="https://www.aeaweb.org/articles?id=10.1257/jep.37.4.137">Annamaria Lusardi and Olivia Mitchell, Journal of Economic Perspectives (2023)
</p></a>
</div>
<p>
Dollar scholars is an organization intended to educate and inform adults about financial literacy.
A key objective of Dollar Scholars is to target groups who may not have easy access to financial education.
We believe that everyone will benefit from improved financial literacy, no matter the age or background.
</p>
<p>
Data show that financial literacy is low in the United States, with only 57% of US adults considered to be finacially
literate, though the U.S. is higher than the global average of 33% of adults, according to the
<a href="https://gflec.org/initiatives/sp-global-finlit-survey/">Standard & Poor's Ratings Services Global Financial Literacy Survey.</a>
</p>
<p>The United States lags behind other similar countries such as Canada, where 68% of adults are considered financially literate, United Kingdom (67% of adults), Germany (66% of adults).
The U.S. has comparable levels of financial literacy compared to countries such as France (52% of adults), Australia (64% of adults), Singapore (59%), and Switzerland (57%). </p>
<br>
<h2>The Gap in Financial Literacy Knowledge:</h2>
<p>In the United States, as well as many countries around the world, men score higher on financial literacy tests than
women, with about 62% of U.S. men considered financially literate, while only 52% of U.S. women were considered
financially literate.</p>
<p>Reference:<br>
<a href="https://www.cambridge.org/core/journals/journal-of-pension-economics-and-finance/article/financial-literacy-around-the-world-an-overview/0488F901318E0FBC4C92DC6E964AB89C"> Annamaria Lusardi and Olivia S. Mitchell. "Financial literacy around the world: an overview."<i>Journal of Pension
Economics & Finance</i> (2011)</a></p>
</div>
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<h2 class="section-subtitle">WE BELIEVE IN GREAT IDEAS</h2>
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<h2>What we offer</h2>
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<div class="col-md-6">
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<i class="ion-erlenmeyer-flask"></i>
<h4>Adult Learning Environment</h4>
<p>
Many other organizations are focused on teaching financial topics and financial literacy to children and young people.
Our mission is focused on providing a healthy learning environment for adults to learn about financial education. </p>
</div>
</div>
<div class="col-md-6">
<div class="service-item">
<i class="ion-earth"></i>
<h4>Well-developed, world-class curriculum</h4>
<p>
We believe that financial literacy has the capacity to deliver better lives for our students.
Our curriculum is based on the framework of the FDIC money smart financial literacy program.
The FDIC is one of the leading financial institutions in the United States.
We carefully review, adapt, and enhance our curriculum with our staff in conjuntion with Professor Rodney Ndum,
and other finance and economics professors based at American University.
</p>
</div>
</div>
<div class="col-md-6">
<div class="service-item">
<i class="ion-android-contacts"></i>
<h4>Student Benefits</h4>
<p>
Students who participate in Dollar Scholars as teachers benefit from the enriching environment
provided by interacting one-on-one with project beneficiaries. This helps build interpersonal
skills, which are shown to be critical for future job market success <a href="https://www.sciencedirect.com/science/article/pii/S0927537112000577?casa_token=NGPATZSa1XMAAAAA:4n-5OhZJ5Qg7rCKZVbK7tAv56oDYa5lV5SzZFsElSAc00FF0j3ptADdHYUmaYHvzFOzU1J4QPCE"> (Heckman and Kautz, 2012)</a>.
</p>
</div>
</div>
<div class="col-md-6">
<div class="service-item">
<i class="ion-outlet"></i>
<h4>Latest Information</h4>
<p>
Dollar scholars strives to provide beneficiaries and the broader audience with the highest-quality information about finance and financial literacy. We use peer-reviewed research papers as a basis for developing our curriculum, and intend to share insights on the latest research with website readers and beneficiaries.
</p>
</div>
</div>
</section>
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<br><br>
<p class="copyright"> Dollar Scholars is a 501(c)(3) non-profit organization. <br>Website Template Designed & Developed
by <a href="https://www.themefisher.com">themefisher.com</a>. Copyright 2018 © All
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