diff --git a/gradle.properties b/gradle.properties
index d04ea186..93785c92 100755
--- a/gradle.properties
+++ b/gradle.properties
@@ -1,6 +1,6 @@
 DIST_DIR_15=build/dist/java15
-JAR_VERSION=8.27
+JAR_VERSION=9.00
 KIT_DIR=build/kit/java15
 KIT_DEPENDENCIES_DIR=build/kit/java15/dependencies
 OPENSFTP_DIR=lib/opensftp-0.3.0
-SCHEMA_VERSION=8.27
+SCHEMA_VERSION=9.0
diff --git a/src/main/java/com/litle/sdk/Versions.java b/src/main/java/com/litle/sdk/Versions.java
index 6412056c..e7c1c428 100755
--- a/src/main/java/com/litle/sdk/Versions.java
+++ b/src/main/java/com/litle/sdk/Versions.java
@@ -2,7 +2,7 @@
 
 public class Versions {
 
-    public static final String XML_VERSION="8.27";
-    public static final String SDK_VERSION="Java;8.27.0";
+    public static final String XML_VERSION="9.00";
+    public static final String SDK_VERSION="Java;9.00.0";
 
 }
diff --git a/src/main/xsd/litleBatch_v8.27.xsd b/src/main/xsd/litleBatch_v9.0.xsd
similarity index 52%
rename from src/main/xsd/litleBatch_v8.27.xsd
rename to src/main/xsd/litleBatch_v9.0.xsd
index afd598a0..72d30970 100644
--- a/src/main/xsd/litleBatch_v8.27.xsd
+++ b/src/main/xsd/litleBatch_v9.0.xsd
@@ -2,7 +2,7 @@
 <xs:schema targetNamespace="http://www.litle.com/schema" xmlns:xs="http://www.w3.org/2001/XMLSchema"
     xmlns:xp="http://www.litle.com/schema" elementFormDefault="qualified" attributeFormDefault="unqualified">
     
-    <xs:include schemaLocation="litleTransaction_v8.27.xsd" />
+    <xs:include schemaLocation="litleTransaction_v9.0.xsd" />
     
     <xs:element name="litleRequest">
         <xs:complexType>
@@ -71,7 +71,19 @@
             <xs:attribute name="loadAmount" type="xp:batchTotalAmountType" use="optional" />
             <xs:attribute name="numUnloads" type="xs:integer" use="optional" />
             <xs:attribute name="unloadAmount" type="xp:batchTotalAmountType" use="optional" />
-            <xs:attribute name="numBalanceInquirys" type="xs:integer" use="optional" />                        
+            <xs:attribute name="numBalanceInquirys" type="xs:integer" use="optional" />
+            <xs:attribute name="numPayFacCredit" type="xs:integer" use="optional" />
+            <xs:attribute name="numPayFacDebit" type="xs:integer" use="optional" />
+            <xs:attribute name="numSubmerchantCredit" type="xs:integer" use="optional" />
+            <xs:attribute name="numSubmerchantDebit" type="xs:integer" use="optional" />
+            <xs:attribute name="numReserveCredit" type="xs:integer" use="optional" />
+            <xs:attribute name="numReserveDebit" type="xs:integer" use="optional" />
+            <xs:attribute name="payFacCreditAmount" type="xp:batchTotalAmountType" use="optional" />
+            <xs:attribute name="payFacDebitAmount" type="xp:batchTotalAmountType" use="optional" />
+            <xs:attribute name="submerchantCreditAmount" type="xp:batchTotalAmountType" use="optional" />
+            <xs:attribute name="submerchantDebitAmount" type="xp:batchTotalAmountType" use="optional" />
+            <xs:attribute name="reserveCreditAmount" type="xp:batchTotalAmountType" use="optional" />
+            <xs:attribute name="reserveDebitAmount" type="xp:batchTotalAmountType" use="optional" />                        
             
             <xs:attribute name="merchantId" type="xp:merchantIdentificationType" use="required" />
         </xs:complexType>
@@ -231,5 +243,202 @@
             </xs:all>
         </xs:complexType>
     </xs:element>
+    
+    <xs:element name="payFacCredit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="payFacCreditResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+
+    <xs:element name="payFacDebit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="payFacDebitResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="submerchantCredit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="submerchantName" type="xp:string256Type"/>
+                            <xs:element name="fundsTransferId" type="xp:string25Type" />
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                            <xs:element name="accountInfo" type="xp:echeckType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="submerchantDebit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="submerchantName" type="xp:string256Type"/>
+                            <xs:element name="fundsTransferId" type="xp:string25Type" />
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                            <xs:element name="accountInfo" type="xp:echeckType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>    
+    
+    <xs:element name="submerchantCreditResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+
+    <xs:element name="submerchantDebitResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+
+    <xs:element name="reserveCredit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="reserveCreditResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="reserveDebit" substitutionGroup="xp:transaction">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:choice>
+                        <xs:sequence>
+                            <xs:element name="fundingSubmerchantId" type="xp:merchantIdentificationType" />
+                            <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                            <xs:element name="amount" type="xp:transactionAmountType" />
+                        </xs:sequence>
+                    </xs:choice>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+    
+    <xs:element name="reserveDebitResponse" substitutionGroup="xp:transactionResponse">
+        <xs:complexType>
+            <xs:complexContent>
+                <xs:extension base="xp:transactionTypeWithReportGroup">
+                    <xs:all>
+                        <xs:element name="litleTxnId" type="xp:litleIdType" />
+                        <xs:element name="fundsTransferId" type="xp:string25Type"/>
+                        <xs:element name="response" type="xp:responseType" />
+                        <xs:element name="responseTime" type="xs:dateTime" />
+                        <xs:element name="message" type="xp:messageType" />
+                    </xs:all>
+                </xs:extension>
+            </xs:complexContent>
+        </xs:complexType>
+    </xs:element>
+
 
 </xs:schema>
diff --git a/src/main/xsd/litleCommon_v8.27.xsd b/src/main/xsd/litleCommon_v9.0.xsd
similarity index 99%
rename from src/main/xsd/litleCommon_v8.27.xsd
rename to src/main/xsd/litleCommon_v9.0.xsd
index 34649f0e..91a0fb92 100644
--- a/src/main/xsd/litleCommon_v8.27.xsd
+++ b/src/main/xsd/litleCommon_v9.0.xsd
@@ -704,8 +704,8 @@
         <xs:sequence>
             <xs:element name="deviceReviewStatus" type="xs:string" minOccurs="0"/>
             <xs:element name="deviceReputationScore" type="xs:int" minOccurs="0"/>
-            <xs:element name="triggeredRule" type="xs:string" minOccurs="0" maxOccurs="unbounded"/>
+            <xs:element name="triggeredRule" type="xs:string" minOccurs="0" maxOccurs="unbounded"/>            
         </xs:sequence>
     </xs:complexType>
-    
+
 </xs:schema>
diff --git a/src/main/xsd/litleOnline_v8.27.xsd b/src/main/xsd/litleOnline_v9.0.xsd
similarity index 99%
rename from src/main/xsd/litleOnline_v8.27.xsd
rename to src/main/xsd/litleOnline_v9.0.xsd
index 46e52751..13d131b0 100644
--- a/src/main/xsd/litleOnline_v8.27.xsd
+++ b/src/main/xsd/litleOnline_v9.0.xsd
@@ -3,7 +3,7 @@
 <xs:schema targetNamespace="http://www.litle.com/schema" xmlns:xp="http://www.litle.com/schema"
     xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" attributeFormDefault="unqualified">
 
-    <xs:include schemaLocation="litleTransaction_v8.27.xsd" />
+    <xs:include schemaLocation="litleTransaction_v9.0.xsd" />
 
     <xs:complexType name="baseRequest">
         <xs:sequence>
diff --git a/src/main/xsd/litleRecurring_v8.27.xsd b/src/main/xsd/litleRecurring_v9.0.xsd
similarity index 99%
rename from src/main/xsd/litleRecurring_v8.27.xsd
rename to src/main/xsd/litleRecurring_v9.0.xsd
index 6edc24cc..bf92a66d 100644
--- a/src/main/xsd/litleRecurring_v8.27.xsd
+++ b/src/main/xsd/litleRecurring_v9.0.xsd
@@ -1,7 +1,7 @@
 <xs:schema targetNamespace="http://www.litle.com/schema" xmlns:xp="http://www.litle.com/schema"
     xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" attributeFormDefault="unqualified">
     
-    <xs:include schemaLocation="litleCommon_v8.27.xsd" />
+    <xs:include schemaLocation="litleCommon_v9.0.xsd" />
 
     <xs:element name="recurringTransaction" type="xp:recurringTransactionType" abstract="true" />
     <xs:element name="recurringTransactionResponse" type="xp:recurringTransactionResponseType" abstract="true" />
diff --git a/src/main/xsd/litleTransaction_v8.27.xsd b/src/main/xsd/litleTransaction_v9.0.xsd
similarity index 98%
rename from src/main/xsd/litleTransaction_v8.27.xsd
rename to src/main/xsd/litleTransaction_v9.0.xsd
index 4e184455..33df9d0a 100644
--- a/src/main/xsd/litleTransaction_v8.27.xsd
+++ b/src/main/xsd/litleTransaction_v9.0.xsd
@@ -1,11 +1,10 @@
 <xs:schema targetNamespace="http://www.litle.com/schema" xmlns:xp="http://www.litle.com/schema"
     xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" attributeFormDefault="unqualified">
     
-     
-    <xs:include schemaLocation="litleCommon_v8.27.xsd" />
-    <xs:include schemaLocation="litleRecurring_v8.27.xsd" />
-    
-     <xs:element name="transaction" type="xp:transactionType" abstract="true"/>
+    <xs:include schemaLocation="litleCommon_v9.0.xsd" />
+    <xs:include schemaLocation="litleRecurring_v9.0.xsd" />
+
+    <xs:element name="transaction" type="xp:transactionType" abstract="true"/>
 
     <xs:complexType name="transactionType">
         <xs:attribute name="id" type="xp:string25Type"/>
@@ -233,7 +232,6 @@
                             <xs:element name="recurringRequest" type="xp:recurringRequestType" minOccurs="0"/>
                             <xs:element name="debtRepayment" type="xs:boolean" minOccurs="0" />
                             <xs:element name="advancedFraudChecks" type="xp:advancedFraudChecksType" minOccurs="0"/>
-                            <xs:element ref="xp:wallet" minOccurs="0" />
                         </xs:sequence>
                     </xs:choice>
                 </xs:extension>
@@ -386,7 +384,6 @@
                         <xs:element name="litleInternalRecurringRequest" type="xp:litleInternalRecurringRequestType" minOccurs="0"/>
                         <xs:element name="debtRepayment" type="xs:boolean" minOccurs="0" />
                         <xs:element name="advancedFraudChecks" type="xp:advancedFraudChecksType" minOccurs="0"/>
-                        <xs:element ref="xp:wallet" minOccurs="0" />
                     </xs:sequence>
                 </xs:extension>
             </xs:complexContent>
@@ -1646,8 +1643,6 @@
             <xs:enumeration value="3dsAttempted" />
             <!-- recurringtel is only for echeck -->
             <xs:enumeration value="recurringtel" />
-            <!-- echeckppd is only for echeck sale transaction -->
-            <xs:enumeration value="echeckppd" />
         </xs:restriction>
     </xs:simpleType>
     
@@ -1864,20 +1859,6 @@
             </xs:complexContent>
         </xs:complexType>
     </xs:element>
-    
-    <xs:simpleType name="walletSourceType">
-        <xs:restriction base="xs:string">
-            <xs:enumeration value="MasterPass" />
-        </xs:restriction>
-    </xs:simpleType>
-    
-    <xs:element name="wallet">
-        <xs:complexType>
-            <xs:all>
-                <xs:element name="walletSourceType" type="xp:walletSourceType" minOccurs="1" maxOccurs="1"/>
-                <xs:element name="walletSourceTypeId" type="xs:string" minOccurs="1" maxOccurs="1" />
-            </xs:all>
-        </xs:complexType>
-    </xs:element>
+
 </xs:schema>