diff --git a/go.mod b/go.mod
index f6a9a681..c6173ec6 100644
--- a/go.mod
+++ b/go.mod
@@ -7,7 +7,7 @@ go 1.20
 require (
 	github.com/gorilla/mux v1.8.1
 	github.com/markbates/pkger v0.17.1
-	github.com/moov-io/ach v1.33.4
+	github.com/moov-io/ach v1.33.6
 	github.com/moov-io/base v0.48.5
 	github.com/moov-io/cryptfs v0.7.1
 	github.com/stretchr/testify v1.8.4
@@ -82,12 +82,12 @@ require (
 	go.opentelemetry.io/otel/metric v1.21.0 // indirect
 	go.opentelemetry.io/otel/trace v1.21.0 // indirect
 	go.uber.org/multierr v1.11.0 // indirect
-	golang.org/x/crypto v0.17.0 // indirect
+	golang.org/x/crypto v0.18.0 // indirect
 	golang.org/x/exp v0.0.0-20231206192017-f3f8817b8deb // indirect
-	golang.org/x/net v0.19.0 // indirect
+	golang.org/x/net v0.20.0 // indirect
 	golang.org/x/oauth2 v0.15.0 // indirect
 	golang.org/x/sync v0.5.0 // indirect
-	golang.org/x/sys v0.15.0 // indirect
+	golang.org/x/sys v0.16.0 // indirect
 	golang.org/x/text v0.14.0 // indirect
 	golang.org/x/time v0.5.0 // indirect
 	golang.org/x/xerrors v0.0.0-20231012003039-104605ab7028 // indirect
diff --git a/go.sum b/go.sum
index a43c27e4..9ce5c445 100644
--- a/go.sum
+++ b/go.sum
@@ -320,6 +320,8 @@ github.com/moov-io/ach v1.33.3 h1:yk0g0kQ0reCvWpo+5U1EnUTmpfjYpWjHr01LcvZ8GqU=
 github.com/moov-io/ach v1.33.3/go.mod h1:Eouezui/S9npArftFULEB3SlOFdlNrLEUQv8h5GuQ1k=
 github.com/moov-io/ach v1.33.4 h1:6haoD+2H+rSeLBkpGndOdpNnSnM8g/EkgppX5T+2hDA=
 github.com/moov-io/ach v1.33.4/go.mod h1:liEoB/PlHQoYJq+V+O/izTzTebEDkAM4waGYVcIIKc4=
+github.com/moov-io/ach v1.33.6 h1:o4ytrZ6HEebHT6AJ6RBmF1OLruXYbAoIFosX8aJIOGU=
+github.com/moov-io/ach v1.33.6/go.mod h1:AMvjF3OuqetYMPySMCMoF2gO5oo3vTk8avZ/JlwaVt4=
 github.com/moov-io/base v0.46.0 h1:4sgFjfD9EELJ+i6cGfPtezoPAAxwE3imLJ64bbHtBwM=
 github.com/moov-io/base v0.46.0/go.mod h1:AFoLPJA1uuylLp33g1nGzTnGk8zyqYH7KfBS7flc0P8=
 github.com/moov-io/base v0.47.0 h1:r4PALYPSMwCB/smDUcMUk3a2JW6TA4mT17oOBx9ZpEE=
@@ -484,6 +486,8 @@ golang.org/x/crypto v0.16.0 h1:mMMrFzRSCF0GvB7Ne27XVtVAaXLrPmgPC7/v0tkwHaY=
 golang.org/x/crypto v0.16.0/go.mod h1:gCAAfMLgwOJRpTjQ2zCCt2OcSfYMTeZVSRtQlPC7Nq4=
 golang.org/x/crypto v0.17.0 h1:r8bRNjWL3GshPW3gkd+RpvzWrZAwPS49OmTGZ/uhM4k=
 golang.org/x/crypto v0.17.0/go.mod h1:gCAAfMLgwOJRpTjQ2zCCt2OcSfYMTeZVSRtQlPC7Nq4=
+golang.org/x/crypto v0.18.0 h1:PGVlW0xEltQnzFZ55hkuX5+KLyrMYhHld1YHO4AKcdc=
+golang.org/x/crypto v0.18.0/go.mod h1:R0j02AL6hcrfOiy9T4ZYp/rcWeMxM3L6QYxlOuEG1mg=
 golang.org/x/exp v0.0.0-20190121172915-509febef88a4/go.mod h1:CJ0aWSM057203Lf6IL+f9T1iT9GByDxfZKAQTCR3kQA=
 golang.org/x/exp v0.0.0-20190306152737-a1d7652674e8/go.mod h1:CJ0aWSM057203Lf6IL+f9T1iT9GByDxfZKAQTCR3kQA=
 golang.org/x/exp v0.0.0-20190510132918-efd6b22b2522/go.mod h1:ZjyILWgesfNpC6sMxTJOJm9Kp84zZh5NQWvqDGG3Qr8=
@@ -568,6 +572,8 @@ golang.org/x/net v0.18.0 h1:mIYleuAkSbHh0tCv7RvjL3F6ZVbLjq4+R7zbOn3Kokg=
 golang.org/x/net v0.18.0/go.mod h1:/czyP5RqHAH4odGYxBJ1qz0+CE5WZ+2j1YgoEo8F2jQ=
 golang.org/x/net v0.19.0 h1:zTwKpTd2XuCqf8huc7Fo2iSy+4RHPd10s4KzeTnVr1c=
 golang.org/x/net v0.19.0/go.mod h1:CfAk/cbD4CthTvqiEl8NpboMuiuOYsAr/7NOjZJtv1U=
+golang.org/x/net v0.20.0 h1:aCL9BSgETF1k+blQaYUBx9hJ9LOGP3gAVemcZlf1Kpo=
+golang.org/x/net v0.20.0/go.mod h1:z8BVo6PvndSri0LbOE3hAn0apkU+1YvI6E70E9jsnvY=
 golang.org/x/oauth2 v0.0.0-20180821212333-d2e6202438be/go.mod h1:N/0e6XlmueqKjAGxoOufVs8QHGRruUQn6yWY3a++T0U=
 golang.org/x/oauth2 v0.0.0-20190226205417-e64efc72b421/go.mod h1:gOpvHmFTYa4IltrdGE7lF6nIHvwfUNPOp7c8zoXwtLw=
 golang.org/x/oauth2 v0.0.0-20190604053449-0f29369cfe45/go.mod h1:gOpvHmFTYa4IltrdGE7lF6nIHvwfUNPOp7c8zoXwtLw=
@@ -654,6 +660,8 @@ golang.org/x/sys v0.14.0 h1:Vz7Qs629MkJkGyHxUlRHizWJRG2j8fbQKjELVSNhy7Q=
 golang.org/x/sys v0.14.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/sys v0.15.0 h1:h48lPFYpsTvQJZF4EKyI4aLHaev3CxivZmv7yZig9pc=
 golang.org/x/sys v0.15.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
+golang.org/x/sys v0.16.0 h1:xWw16ngr6ZMtmxDyKyIgsE93KNKz5HKmMa3b8ALHidU=
+golang.org/x/sys v0.16.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/term v0.0.0-20201126162022-7de9c90e9dd1/go.mod h1:bj7SfCRtBDWHUb9snDiAeCFNEtKQo2Wmx5Cou7ajbmo=
 golang.org/x/term v0.0.0-20210927222741-03fcf44c2211/go.mod h1:jbD1KX2456YbFQfuXm/mYQcufACuNUgVhRMnK/tPxf8=
 golang.org/x/term v0.2.0/go.mod h1:TVmDHMZPmdnySmBfhjOoOdhjzdE1h4u1VwSiw2l1Nuc=