diff --git a/.github/dependabot.yml b/.github/dependabot.yml
index 0ee37b8f..89829c70 100644
--- a/.github/dependabot.yml
+++ b/.github/dependabot.yml
@@ -12,3 +12,7 @@ updates:
   - dependency-name: actionpack
     versions:
     - 6.1.2.1
+- package-ecosystem: github-actions
+  directory: "/"
+  schedule:
+    interval: monthly
diff --git a/.github/workflows/ci.yml b/.github/workflows/ci.yml
index a8cafe9e..f2134fb2 100644
--- a/.github/workflows/ci.yml
+++ b/.github/workflows/ci.yml
@@ -14,7 +14,7 @@ jobs:
     runs-on: ubuntu-latest
     strategy:
       matrix:
-        ruby: ['3.1', '3.2', '3.3']
+        ruby: ['3.2', '3.3']
         gemfile:
           - rails_6_1
           - rails_7
@@ -29,7 +29,7 @@ jobs:
     steps:
       - name: SQLite3 version
         run: sqlite3 --version
-      - uses: actions/checkout@v3
+      - uses: actions/checkout@v4
       - name: Set up Ruby
         uses: ruby/setup-ruby@v1
         with:
@@ -51,7 +51,7 @@ jobs:
     runs-on: ubuntu-latest
     strategy:
       matrix:
-        ruby: ['3.1', '3.2', '3.3']
+        ruby: ['3.2', '3.3']
         gemfile:
           - rails_6_1
           - rails_7
@@ -72,7 +72,7 @@ jobs:
         ports: ['5432:5432']
 
     steps:
-      - uses: actions/checkout@v3
+      - uses: actions/checkout@v4
       - name: Set up Ruby
         uses: ruby/setup-ruby@v1
         with:
@@ -94,7 +94,7 @@ jobs:
     runs-on: ubuntu-latest
     strategy:
       matrix:
-        ruby: ['3.1', '3.2', '3.3']
+        ruby: ['3.2', '3.3']
         gemfile:
           - rails_6_1
           - rails_7
@@ -115,7 +115,7 @@ jobs:
         options: --health-cmd="mysqladmin ping" --health-interval=10s --health-timeout=5s --health-retries=3
 
     steps:
-      - uses: actions/checkout@v3
+      - uses: actions/checkout@v4
       - name: Set up Ruby
         uses: ruby/setup-ruby@v1
         with:
diff --git a/CHANGELOG.md b/CHANGELOG.md
index 22a10468..3748d15f 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -2,6 +2,11 @@
 
 ### Unreleased
 
+### 8.1.0
+
+* Stripe v13
+* Remove OpenStruct dependency
+
 ### 8.0.0
 
 * [Breaking] Remove `pay_customer.payment_method_token` virtual attribute. Use `@pay_customer.update_payment_method(token)` instead.
diff --git a/Gemfile b/Gemfile
index afc89d40..8b9d46c1 100644
--- a/Gemfile
+++ b/Gemfile
@@ -19,8 +19,8 @@ gem "webmock"
 
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 
 gem "prawn"
 gem "receipts"
diff --git a/Gemfile.lock b/Gemfile.lock
index 31ad4a46..d3f38345 100644
--- a/Gemfile.lock
+++ b/Gemfile.lock
@@ -1,6 +1,6 @@
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -10,7 +10,7 @@ GIT
 PATH
   remote: .
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -92,7 +92,7 @@ GEM
     base64 (0.2.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -113,14 +113,14 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
       activesupport (>= 6.0.0)
       railties (>= 6.0.0)
     io-console (0.7.2)
-    irb (1.14.0)
+    irb (1.14.1)
       rdoc (>= 4.0.0)
       reline (>= 0.4.2)
     json (2.7.2)
@@ -147,7 +147,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -164,14 +164,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -181,7 +183,7 @@ GEM
     psych (5.1.2)
       stringio
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (3.1.7)
@@ -229,9 +231,9 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    reline (0.5.9)
+    reline (0.5.10)
       io-console (~> 0.5)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -243,7 +245,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -258,10 +260,10 @@ GEM
       actionpack (>= 6.1)
       activesupport (>= 6.1)
       sprockets (>= 3.0.0)
-    sqlite3 (2.0.4)
+    sqlite3 (2.1.0)
       mini_portile2 (~> 2.8.0)
-    sqlite3 (2.0.4-x86_64-darwin)
-    sqlite3 (2.0.4-x86_64-linux-gnu)
+    sqlite3 (2.1.0-x86_64-darwin)
+    sqlite3 (2.1.0-x86_64-linux-gnu)
     standard (1.40.0)
       language_server-protocol (~> 3.17.0.2)
       lint_roller (~> 1.0)
@@ -277,18 +279,17 @@ GEM
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
     stringio (3.1.1)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     useragent (0.16.10)
     vcr (6.3.1)
@@ -298,11 +299,11 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
-    webrick (1.8.1)
+    webrick (1.8.2)
     websocket-driver (0.7.6)
       websocket-extensions (>= 0.1.0)
     websocket-extensions (0.1.5)
@@ -323,7 +324,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -333,7 +334,7 @@ DEPENDENCIES
   sqlite3
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/UPGRADE.md b/UPGRADE.md
index ba6d0da1..cee3c8e2 100644
--- a/UPGRADE.md
+++ b/UPGRADE.md
@@ -1,17 +1,19 @@
-# **Upgrade Guide**
+# Upgrade Guide
 
 Follow this guide to upgrade older Pay versions. These may require database migrations and code changes.
 
-### ** Pay 7.0 to Pay 8.0**
+## Pay 7.0 to Pay 8.0
+
+Pay has moved to using Single Table Inheritance to handle each payment processor's functionality. To do this, we've provided a migration to update the existing records.
 
 ```bash
 rails pay:install:migrations
 rails db:migrate
 ```
 
-The `PaymentMethod#type` column has been renamed to `payment_method_type`. If you're displaying payment method details, you'll need to update your views to use the new column name.
+The `PaymentMethod#type` column has been renamed to `payment_method_type` to prevent conflicting with STI. If you're displaying payment method details, you'll need to update your views to use the new column name.
 
-## **Pay 6.0 to Pay 7.0**
+## Pay 6.0 to Pay 7.0
 
 Pay 7 introduces some changes for Stripe and requires a few additional columns.
 
@@ -52,7 +54,7 @@ The secrets/environment variables for Paddle have also been renamed to from `PAD
 
 The `paddle_pay` gem requirement has been replaced with `paddle`, which contains APIs for both Paddle Billing and Classic.
 
-## **Pay 5.0 to 6.0**
+## Pay 5.0 to 6.0
 This version adds support for accessing the start and end of the current billing period of a subscription. This currently only works with Stripe subscriptions.
 
 Fields changed:
@@ -93,11 +95,11 @@ end
 Stripe subscriptions created before this upgrade will gain the `current_period_start` and `current_period_end` attributes the next time they are synced. You can manually sync a Stripe subscription by running `Pay::Stripe::Subscription.sync("STRIPE_SUBSCRIPTION_ID")`
 
 
-## **Pay 3.0 to 4.0**
+## Pay 3.0 to 4.0
 
 This is a major change to add Stripe tax support, Stripe metered billing, new configuration options for payment processors and emails, syncing additional customer attributes to Stripe and Braintree, and improving the architecture of Pay.
 
-### **Jump to a topic**
+### Jump to a topic
 - [Method Additions and Changes](#method-additions-and-changes)
 - [Custom Email Sending Configuration](#custom-email-sending-configuration)
 - [Customer Attributes](#customer-attributes)
@@ -106,7 +108,7 @@ This is a major change to add Stripe tax support, Stripe metered billing, new co
 - [Enabling Payment Processors](#enabling-payment-processors)
 - [Supported Dependency Notifications](#supported-dependency-notifications)
 
-### **Method Additions and Changes**
+### Method Additions and Changes
 
 In an effort to keep a consistant naming convention, the email parameters of `subscription` and `charge` have been updated to have `pay_` prepended to them (`pay_subscription` and `pay_charge` respectively). If you are directly using any of the built in emails or created custom Pay views, you will want to be sure to update your parameter names to the updated names.
 
@@ -126,7 +128,7 @@ The `set_payment_processor` method has a `make_default` optional argument that d
 
 Setting the `metadata["pay_name"]` option on a `Stripe::Subscription` object will now set the subscription name if present. Otherwise the `Pay.default_product_name` will be used to set the name.
 
-### **Custom Email Sending Configuration**
+### Custom Email Sending Configuration
 
 Previously, Pay would send out the following emails based on the value of the `send_emails` configuration variable, which was set to true by default:
 
@@ -150,7 +152,7 @@ end
 ```
 The above example shows the exact defaults that come pre-configured from Pay. The `config.emails.subscription_renewing` example is specific to Stripe but illustrates how a lambda can be used as a way to evaluate more complex conditions to determine whether an email should be sent. All of these settings can be overridden using the initializer mentioned previously and setting your own values for each email.
 
-### **Customer Attributes**
+### Customer Attributes
 
 The `pay_customer` macro now accepts options for `stripe_attributes` and `braintree_attributes`. These options can accept a method name or a lambda that returns a hash of `pay_customer` attributes. For example:
 ```ruby
@@ -176,7 +178,7 @@ end
 
 Being able to send additional customer attributes to Stripe such as the customers address gives you the ability to leverage Stripe's tax support!
 
-### **Stripe Tax Support**
+### Stripe Tax Support
 
 Using `pay_customer stripe_attributes: :method_name`, you can add an `address` key to `Stripe::Customer` objects which will be used for calculating taxes. `total_tax_amounts` are recorded to `Pay::Charge` records. This includes details for each tax applied to the charge, for example if there are multiple jurisdictions involved. Additionally, when subscribing a customer to a plan the `automatic_tax:` parameter can be enabled as shown here:
 
@@ -184,7 +186,7 @@ Using `pay_customer stripe_attributes: :method_name`, you can add an `address` k
 @user.payment_processor.subscribe(plan: "growth", automatic_tax: { enabled: true })
 ```
 
-### **Stripe Metered Billing Support**
+### Stripe Metered Billing Support
 
 Stripe metered billing support removes `quantity` when creating a new subscription (metered billing prices do not allow quantity). Adds `create_usage_record` to `Pay::Subscription` for reporting usage on metered billing plans. The `create_usage_record` method takes a hash of options, see the example below:
 ```ruby
@@ -192,7 +194,7 @@ create_usage_record(subscription_item_id: "si_1234", quantity: 100, action: :set
 ```
 To learn more about creating usage records, see [reporting usage](https://stripe.com/docs/products-prices/pricing-models#reporting-usage)
 
-### **Enabling Payment Processors**
+### Enabling Payment Processors
 
 Previously, all payment processors were enabled by default. With this new release, Pay now allows you to enable any of the payment processors independently. The use case here is that perhaps you already have an implementation in place in your application for one of the processors that we allow integration with and do not want the Pay implementation to conflict. In such a case you can create or add to an initializer at `config/initializers/pay.rb` the following line, including in the array only the process that you wish Pay to setup in your application:
 ```ruby
@@ -204,7 +206,7 @@ Pay.setup do |config|
 end
 ```
 
-### **Supported Dependency Notifications**
+### Supported Dependency Notifications
 
 As Pay is working to setup the payment processors that you have enabled it performs a version check on each to ensure that you are using a compatible version.
 
@@ -218,11 +220,11 @@ If you are using a non-compatible version Pay will raise an error message to not
 
 ---
 
-## **Pay 2.x to Pay 3.0**
+## Pay 2.x to Pay 3.0
 
 This is a major change to add support for multiple payment methods, fixing bugs, and improving the architecture of Pay.
 
-### **Jump to a topic**
+### Jump to a topic
 - [Database Migrations](#database-migrations)
 - [Pay::Customer](#paycustomer)
 - [Payment Processor](#payment-processor)
@@ -231,7 +233,7 @@ This is a major change to add support for multiple payment methods, fixing bugs,
 - [Payment Methods](#payment-methods)
 - [Configuration Changes](#configuration-changes)
 
-### **Database Migrations**
+### Database Migrations
 
 Upgrading from Pay 2.x to 3.0 requires moving data for several things:
 
@@ -438,7 +440,7 @@ After running migrations, run the following to sync the customer default payment
 rake pay:payment_methods:sync_default
 ```
 
-### **Pay::Customer**
+### Pay::Customer
 
 The `Pay::Billable` module has been removed and is replaced with `pay_customer` method on your models.
 
@@ -465,7 +467,7 @@ user.pay_customers
 #=> Returns all the pay customers associated with this User
 ```
 
-### **Payment Processor**
+### Payment Processor
 
 Instead of calling `@user.charge`, Pay 3 moves the `charge`, `subscribe`, and other methods to the `payment_processor` association. This significantly reduces the methods added to the User model.
 
@@ -486,7 +488,7 @@ user.payment_processor.subscribe(plan: "whatever")
 # Creates Pay::Subscription record for the subscription
 ```
 
-### **Generic Trials**
+### Generic Trials
 
 Generic trials are now done using the fake payment processor
 
@@ -496,11 +498,11 @@ user.payment_processor.subscribe(trial_ends_at: 14.days.from_now, ends_at: 14.da
 user.payment_processor.on_trial? #=> true
 ```
 
-### **Charges & Subscriptions**
+### Charges & Subscriptions
 
 `Pay::Charge` and `Pay::Subscription` are associated `Pay::Customer` and no longer directly connected to the `owner`
 
-### **Payment Methods**
+### Payment Methods
 
 Pay 3 now keeps track of multiple payment methods. Each is associated with a Pay::Customer and one is marked as the default.
 
@@ -517,7 +519,7 @@ charge.payment_method_type #=> "paypal"
 charge.email #=> "test@example.org"
 ```
 
-### **Configuration Changes**
+### Configuration Changes
 
 We've removed several configuration options since Pay 3+ will always use the models from the gem for charges, subscriptions, etc.
 
diff --git a/app/models/pay/braintree/subscription.rb b/app/models/pay/braintree/subscription.rb
index c08841cd..df3d4129 100644
--- a/app/models/pay/braintree/subscription.rb
+++ b/app/models/pay/braintree/subscription.rb
@@ -191,7 +191,7 @@ def switching_to_monthly_plan?(current_plan, plan)
 
       def discount_for_switching_to_monthly(current_plan, plan)
         cycles = (money_remaining_on_yearly_plan(current_plan) / plan.price).floor
-        OpenStruct.new(
+        ActiveSupport::InheritableOptions.new(
           amount: plan.price,
           number_of_billing_cycles: cycles
         )
@@ -209,7 +209,7 @@ def discount_for_switching_to_yearly(amount: 0)
           end
         end
 
-        OpenStruct.new(amount: amount, number_of_billing_cycles: 1)
+        ActiveSupport::InheritableOptions.new(amount: amount, number_of_billing_cycles: 1)
       end
 
       def swap_across_frequencies(plan)
diff --git a/app/models/pay/webhook.rb b/app/models/pay/webhook.rb
index f1a32669..fc4023ff 100644
--- a/app/models/pay/webhook.rb
+++ b/app/models/pay/webhook.rb
@@ -32,7 +32,7 @@ def rehydrated_event
 
     def to_recursive_ostruct(obj)
       if obj.is_a?(Hash)
-        OpenStruct.new(obj.map { |key, val| [key, to_recursive_ostruct(val)] }.to_h)
+        ActiveSupport::InheritableOptions.new(obj.map { |key, val| [key.to_sym, to_recursive_ostruct(val)] }.to_h)
       elsif obj.is_a?(Array)
         obj.map { |o| to_recursive_ostruct(o) }
       else # Assumed to be a primitive value
diff --git a/docs/paddle_billing/2_javascript.md b/docs/paddle_billing/2_javascript.md
index 373de7ad..3310ed8e 100644
--- a/docs/paddle_billing/2_javascript.md
+++ b/docs/paddle_billing/2_javascript.md
@@ -11,8 +11,8 @@ Add the Paddle.js script in your application layout and initialize it with your
 <script src="https://cdn.paddle.com/paddle/v2/paddle.js"></script>
 <script type="text/javascript">
   Paddle.Environment.set("sandbox");
-  Paddle.Setup({
-    token: <%= Pay::PaddleBilling.client_token %>
+  Paddle.Initialize({
+    token: "<%= Pay::PaddleBilling.client_token %>"
   });
 </script>
 ```
diff --git a/docs/stripe/5_webhooks.md b/docs/stripe/5_webhooks.md
index 8fdfb9ce..789f2dd5 100644
--- a/docs/stripe/5_webhooks.md
+++ b/docs/stripe/5_webhooks.md
@@ -54,6 +54,8 @@ checkout.session.completed
 checkout.session.async_payment_succeeded
 ```
 
+[Click here](https://dashboard.stripe.com/webhooks/create?events=charge.succeeded%2Ccharge.refunded%2Cpayment_intent.succeeded%2Cinvoice.upcoming%2Cinvoice.payment_action_required%2Ccustomer.subscription.created%2Ccustomer.subscription.updated%2Ccustomer.subscription.deleted%2Ccustomer.subscription.trial_will_end%2Ccustomer.updated%2Ccustomer.deleted%2Cpayment_method.attached%2Cpayment_method.updated%2Cpayment_method.automatically_updated%2Cpayment_method.detached%2Caccount.updated%2Ccheckout.session.completed%2Ccheckout.session.async_payment_succeeded) to create a new Stripe webhook with all the events pre-filled.
+
 ## Next
 
 See [Metered Billing](6_metered_billing.md)
diff --git a/gemfiles/rails_6_1.gemfile b/gemfiles/rails_6_1.gemfile
index 7a9a8851..d7e93715 100644
--- a/gemfiles/rails_6_1.gemfile
+++ b/gemfiles/rails_6_1.gemfile
@@ -9,8 +9,8 @@ gem "vcr"
 gem "webmock"
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 gem "prawn"
 gem "receipts"
 gem "mysql2"
diff --git a/gemfiles/rails_6_1.gemfile.lock b/gemfiles/rails_6_1.gemfile.lock
index c1acdf6f..7487ecb4 100644
--- a/gemfiles/rails_6_1.gemfile.lock
+++ b/gemfiles/rails_6_1.gemfile.lock
@@ -1,6 +1,6 @@
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -10,7 +10,7 @@ GIT
 PATH
   remote: ..
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -81,7 +81,7 @@ GEM
     base64 (0.2.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -100,7 +100,7 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
@@ -130,7 +130,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -146,14 +146,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -161,7 +163,7 @@ GEM
     prawn-table (0.2.2)
       prawn (>= 1.3.0, < 3.0.0)
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (2.2.9)
@@ -201,7 +203,7 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -213,7 +215,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -244,18 +246,17 @@ GEM
       rubocop-performance (~> 1.21.0)
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     vcr (6.3.1)
       base64
@@ -264,7 +265,7 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
@@ -293,7 +294,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -304,7 +305,7 @@ DEPENDENCIES
   sqlite3 (~> 1.4)
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/gemfiles/rails_7.gemfile b/gemfiles/rails_7.gemfile
index d96eb3e8..1b5e20fb 100644
--- a/gemfiles/rails_7.gemfile
+++ b/gemfiles/rails_7.gemfile
@@ -9,8 +9,8 @@ gem "vcr"
 gem "webmock"
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 gem "prawn"
 gem "receipts"
 gem "mysql2"
diff --git a/gemfiles/rails_7.gemfile.lock b/gemfiles/rails_7.gemfile.lock
index b913b9fc..684371b4 100644
--- a/gemfiles/rails_7.gemfile.lock
+++ b/gemfiles/rails_7.gemfile.lock
@@ -1,6 +1,6 @@
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -10,7 +10,7 @@ GIT
 PATH
   remote: ..
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -87,7 +87,7 @@ GEM
     base64 (0.2.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -106,7 +106,7 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
@@ -136,7 +136,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -152,14 +152,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -167,7 +169,7 @@ GEM
     prawn-table (0.2.2)
       prawn (>= 1.3.0, < 3.0.0)
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (2.2.9)
@@ -207,7 +209,7 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -219,7 +221,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -250,18 +252,17 @@ GEM
       rubocop-performance (~> 1.21.0)
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     vcr (6.3.1)
       base64
@@ -270,7 +271,7 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
@@ -299,7 +300,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -310,7 +311,7 @@ DEPENDENCIES
   sqlite3 (~> 1.4)
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/gemfiles/rails_7_1.gemfile b/gemfiles/rails_7_1.gemfile
index 4ffc2ff4..75335575 100644
--- a/gemfiles/rails_7_1.gemfile
+++ b/gemfiles/rails_7_1.gemfile
@@ -9,8 +9,8 @@ gem "vcr"
 gem "webmock"
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 gem "prawn"
 gem "receipts"
 gem "mysql2"
diff --git a/gemfiles/rails_7_1.gemfile.lock b/gemfiles/rails_7_1.gemfile.lock
index 31db494a..9f4bcee2 100644
--- a/gemfiles/rails_7_1.gemfile.lock
+++ b/gemfiles/rails_7_1.gemfile.lock
@@ -1,6 +1,6 @@
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -10,7 +10,7 @@ GIT
 PATH
   remote: ..
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -96,7 +96,7 @@ GEM
     base64 (0.2.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -117,14 +117,14 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
       activesupport (>= 6.0.0)
       railties (>= 6.0.0)
     io-console (0.7.2)
-    irb (1.14.0)
+    irb (1.14.1)
       rdoc (>= 4.0.0)
       reline (>= 0.4.2)
     json (2.7.2)
@@ -151,7 +151,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -167,14 +167,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -184,7 +186,7 @@ GEM
     psych (5.1.2)
       stringio
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (3.1.7)
@@ -232,9 +234,9 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    reline (0.5.9)
+    reline (0.5.10)
       io-console (~> 0.5)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -246,7 +248,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -278,18 +280,17 @@ GEM
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
     stringio (3.1.1)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     vcr (6.3.1)
       base64
@@ -298,11 +299,11 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
-    webrick (1.8.1)
+    webrick (1.8.2)
     websocket-driver (0.7.6)
       websocket-extensions (>= 0.1.0)
     websocket-extensions (0.1.5)
@@ -325,7 +326,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -336,7 +337,7 @@ DEPENDENCIES
   sqlite3 (~> 1.4)
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/gemfiles/rails_7_2.gemfile b/gemfiles/rails_7_2.gemfile
index 851a39d8..3a9e5396 100644
--- a/gemfiles/rails_7_2.gemfile
+++ b/gemfiles/rails_7_2.gemfile
@@ -9,8 +9,8 @@ gem "vcr"
 gem "webmock"
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 gem "prawn"
 gem "receipts"
 gem "mysql2"
diff --git a/gemfiles/rails_7_2.gemfile.lock b/gemfiles/rails_7_2.gemfile.lock
index 8e6ee849..c0c91a0e 100644
--- a/gemfiles/rails_7_2.gemfile.lock
+++ b/gemfiles/rails_7_2.gemfile.lock
@@ -1,6 +1,6 @@
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -10,7 +10,7 @@ GIT
 PATH
   remote: ..
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -92,7 +92,7 @@ GEM
     base64 (0.2.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -113,14 +113,14 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
       activesupport (>= 6.0.0)
       railties (>= 6.0.0)
     io-console (0.7.2)
-    irb (1.14.0)
+    irb (1.14.1)
       rdoc (>= 4.0.0)
       reline (>= 0.4.2)
     json (2.7.2)
@@ -146,7 +146,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -162,14 +162,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -179,7 +181,7 @@ GEM
     psych (5.1.2)
       stringio
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (3.1.7)
@@ -227,9 +229,9 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    reline (0.5.9)
+    reline (0.5.10)
       io-console (~> 0.5)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -241,7 +243,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -256,9 +258,9 @@ GEM
       actionpack (>= 6.1)
       activesupport (>= 6.1)
       sprockets (>= 3.0.0)
-    sqlite3 (2.0.4-arm64-darwin)
-    sqlite3 (2.0.4-x86_64-darwin)
-    sqlite3 (2.0.4-x86_64-linux-gnu)
+    sqlite3 (2.1.0-arm64-darwin)
+    sqlite3 (2.1.0-x86_64-darwin)
+    sqlite3 (2.1.0-x86_64-linux-gnu)
     standard (1.40.0)
       language_server-protocol (~> 3.17.0.2)
       lint_roller (~> 1.0)
@@ -274,18 +276,17 @@ GEM
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
     stringio (3.1.1)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     useragent (0.16.10)
     vcr (6.3.1)
@@ -295,11 +296,11 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
-    webrick (1.8.1)
+    webrick (1.8.2)
     websocket-driver (0.7.6)
       websocket-extensions (>= 0.1.0)
     websocket-extensions (0.1.5)
@@ -325,7 +326,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -336,7 +337,7 @@ DEPENDENCIES
   sqlite3 (~> 2.0)
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/gemfiles/rails_main.gemfile b/gemfiles/rails_main.gemfile
index 6eb0e1e9..30166755 100644
--- a/gemfiles/rails_main.gemfile
+++ b/gemfiles/rails_main.gemfile
@@ -9,8 +9,8 @@ gem "vcr"
 gem "webmock"
 gem "braintree", ">= 2.92.0"
 gem "lemonsqueezy", "~> 1.0"
-gem "paddle", "~> 2.4"
-gem "stripe", "~> 12.0"
+gem "paddle", "~> 2.6"
+gem "stripe", "~> 13.0"
 gem "prawn"
 gem "receipts"
 gem "mysql2"
diff --git a/gemfiles/rails_main.gemfile.lock b/gemfiles/rails_main.gemfile.lock
index c6f25158..e515d931 100644
--- a/gemfiles/rails_main.gemfile.lock
+++ b/gemfiles/rails_main.gemfile.lock
@@ -1,31 +1,31 @@
 GIT
   remote: https://github.com/rails/rails.git
-  revision: 69c86f9606e490b24e8628dc47f34fbec6b321d1
+  revision: 9e49ab24edb8e79503329a44974bbb9d8e047917
   branch: main
   specs:
-    actioncable (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actioncable (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       nio4r (~> 2.0)
       websocket-driver (>= 0.6.1)
       zeitwerk (~> 2.6)
-    actionmailbox (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      activejob (= 8.0.0.alpha)
-      activerecord (= 8.0.0.alpha)
-      activestorage (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actionmailbox (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      activejob (= 8.0.0.beta1)
+      activerecord (= 8.0.0.beta1)
+      activestorage (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       mail (>= 2.8.0)
-    actionmailer (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      actionview (= 8.0.0.alpha)
-      activejob (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actionmailer (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      actionview (= 8.0.0.beta1)
+      activejob (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       mail (>= 2.8.0)
       rails-dom-testing (~> 2.2)
-    actionpack (8.0.0.alpha)
-      actionview (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actionpack (8.0.0.beta1)
+      actionview (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       nokogiri (>= 1.8.5)
       rack (>= 2.2.4)
       rack-session (>= 1.0.1)
@@ -33,36 +33,37 @@ GIT
       rails-dom-testing (~> 2.2)
       rails-html-sanitizer (~> 1.6)
       useragent (~> 0.16)
-    actiontext (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      activerecord (= 8.0.0.alpha)
-      activestorage (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actiontext (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      activerecord (= 8.0.0.beta1)
+      activestorage (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       globalid (>= 0.6.0)
       nokogiri (>= 1.8.5)
-    actionview (8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    actionview (8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       builder (~> 3.1)
       erubi (~> 1.11)
       rails-dom-testing (~> 2.2)
       rails-html-sanitizer (~> 1.6)
-    activejob (8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    activejob (8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       globalid (>= 0.3.6)
-    activemodel (8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
-    activerecord (8.0.0.alpha)
-      activemodel (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    activemodel (8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
+    activerecord (8.0.0.beta1)
+      activemodel (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       timeout (>= 0.4.0)
-    activestorage (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      activejob (= 8.0.0.alpha)
-      activerecord (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    activestorage (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      activejob (= 8.0.0.beta1)
+      activerecord (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       marcel (~> 1.0)
-    activesupport (8.0.0.alpha)
+    activesupport (8.0.0.beta1)
       base64
+      benchmark (>= 0.3)
       bigdecimal
       concurrent-ruby (~> 1.0, >= 1.3.1)
       connection_pool (>= 2.2.5)
@@ -73,23 +74,23 @@ GIT
       securerandom (>= 0.3)
       tzinfo (~> 2.0, >= 2.0.5)
       uri (>= 0.13.1)
-    rails (8.0.0.alpha)
-      actioncable (= 8.0.0.alpha)
-      actionmailbox (= 8.0.0.alpha)
-      actionmailer (= 8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      actiontext (= 8.0.0.alpha)
-      actionview (= 8.0.0.alpha)
-      activejob (= 8.0.0.alpha)
-      activemodel (= 8.0.0.alpha)
-      activerecord (= 8.0.0.alpha)
-      activestorage (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+    rails (8.0.0.beta1)
+      actioncable (= 8.0.0.beta1)
+      actionmailbox (= 8.0.0.beta1)
+      actionmailer (= 8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      actiontext (= 8.0.0.beta1)
+      actionview (= 8.0.0.beta1)
+      activejob (= 8.0.0.beta1)
+      activemodel (= 8.0.0.beta1)
+      activerecord (= 8.0.0.beta1)
+      activestorage (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       bundler (>= 1.15.0)
-      railties (= 8.0.0.alpha)
-    railties (8.0.0.alpha)
-      actionpack (= 8.0.0.alpha)
-      activesupport (= 8.0.0.alpha)
+      railties (= 8.0.0.beta1)
+    railties (8.0.0.beta1)
+      actionpack (= 8.0.0.beta1)
+      activesupport (= 8.0.0.beta1)
       irb (~> 1.13)
       rackup (>= 1.0.0)
       rake (>= 12.2)
@@ -98,7 +99,7 @@ GIT
 
 GIT
   remote: https://github.com/thoughtbot/appraisal.git
-  revision: c83f8376d8f1024d999433010cf81948d56b937e
+  revision: 24feeea4c5c1d2e7a5f95d053da61858c6bfb2b1
   specs:
     appraisal (2.5.0)
       bundler
@@ -108,7 +109,7 @@ GIT
 PATH
   remote: ..
   specs:
-    pay (8.0.0)
+    pay (8.1.0)
       rails (>= 6.0.0)
 
 GEM
@@ -118,9 +119,10 @@ GEM
       public_suffix (>= 2.0.2, < 7.0)
     ast (2.4.2)
     base64 (0.2.0)
+    benchmark (0.3.0)
     bigdecimal (3.1.8)
     bindex (0.8.1)
-    braintree (4.21.0)
+    braintree (4.22.0)
       builder (>= 3.2.4)
       rexml (>= 3.1.9)
     builder (3.3.0)
@@ -141,14 +143,14 @@ GEM
     globalid (1.2.1)
       activesupport (>= 6.1)
     hashdiff (1.1.1)
-    i18n (1.14.5)
+    i18n (1.14.6)
       concurrent-ruby (~> 1.0)
     importmap-rails (2.0.1)
       actionpack (>= 6.0.0)
       activesupport (>= 6.0.0)
       railties (>= 6.0.0)
     io-console (0.7.2)
-    irb (1.14.0)
+    irb (1.14.1)
       rdoc (>= 4.0.0)
       reline (>= 0.4.2)
     json (2.7.2)
@@ -174,7 +176,7 @@ GEM
     mysql2 (0.5.6)
     net-http (0.4.1)
       uri
-    net-imap (0.4.15)
+    net-imap (0.4.16)
       date
       net-protocol
     net-pop (0.1.2)
@@ -190,14 +192,16 @@ GEM
       racc (~> 1.4)
     nokogiri (1.16.7-x86_64-linux)
       racc (~> 1.4)
-    paddle (2.5.1)
-      faraday (~> 2.0)
+    ostruct (0.6.0)
+    paddle (2.6.0)
+      faraday (~> 2.11.0)
+      ostruct (~> 0.6.0)
     parallel (1.26.3)
     parser (3.3.5.0)
       ast (~> 2.4.1)
       racc
     pdf-core (0.10.0)
-    pg (1.5.7)
+    pg (1.5.8)
     prawn (2.5.0)
       matrix (~> 0.4)
       pdf-core (~> 0.10.0)
@@ -207,7 +211,7 @@ GEM
     psych (5.1.2)
       stringio
     public_suffix (6.0.1)
-    puma (6.4.2)
+    puma (6.4.3)
       nio4r (~> 2.0)
     racc (1.8.1)
     rack (3.1.7)
@@ -233,9 +237,9 @@ GEM
       prawn (>= 1.3.0, < 3.0.0)
       prawn-table (~> 0.2.1)
     regexp_parser (2.9.2)
-    reline (0.5.9)
+    reline (0.5.10)
       io-console (~> 0.5)
-    rexml (3.3.7)
+    rexml (3.3.8)
     rubocop (1.65.1)
       json (~> 2.3)
       language_server-protocol (>= 3.17.0)
@@ -247,7 +251,7 @@ GEM
       rubocop-ast (>= 1.31.1, < 2.0)
       ruby-progressbar (~> 1.7)
       unicode-display_width (>= 2.4.0, < 3.0)
-    rubocop-ast (1.32.2)
+    rubocop-ast (1.32.3)
       parser (>= 3.3.1.0)
     rubocop-performance (1.21.1)
       rubocop (>= 1.48.1, < 2.0)
@@ -262,9 +266,9 @@ GEM
       actionpack (>= 6.1)
       activesupport (>= 6.1)
       sprockets (>= 3.0.0)
-    sqlite3 (2.0.4-arm64-darwin)
-    sqlite3 (2.0.4-x86_64-darwin)
-    sqlite3 (2.0.4-x86_64-linux-gnu)
+    sqlite3 (2.1.0-arm64-darwin)
+    sqlite3 (2.1.0-x86_64-darwin)
+    sqlite3 (2.1.0-x86_64-linux-gnu)
     standard (1.40.0)
       language_server-protocol (~> 3.17.0.2)
       lint_roller (~> 1.0)
@@ -280,18 +284,17 @@ GEM
     stimulus-rails (1.3.4)
       railties (>= 6.0.0)
     stringio (3.1.1)
-    stripe (12.5.0)
+    stripe (13.0.0)
     thor (1.3.2)
     timeout (0.4.1)
     ttfunk (1.8.0)
       bigdecimal (~> 3.1)
-    turbo-rails (2.0.6)
+    turbo-rails (2.0.10)
       actionpack (>= 6.0.0)
-      activejob (>= 6.0.0)
       railties (>= 6.0.0)
     tzinfo (2.0.6)
       concurrent-ruby (~> 1.0)
-    unicode-display_width (2.5.0)
+    unicode-display_width (2.6.0)
     uri (0.13.1)
     useragent (0.16.10)
     vcr (6.3.1)
@@ -301,11 +304,11 @@ GEM
       activemodel (>= 6.0.0)
       bindex (>= 0.4.0)
       railties (>= 6.0.0)
-    webmock (3.23.1)
+    webmock (3.24.0)
       addressable (>= 2.8.0)
       crack (>= 0.3.2)
       hashdiff (>= 0.4.0, < 2.0.0)
-    webrick (1.8.1)
+    webrick (1.8.2)
     websocket-driver (0.7.6)
       websocket-extensions (>= 0.1.0)
     websocket-extensions (0.1.5)
@@ -331,7 +334,7 @@ DEPENDENCIES
   net-imap
   net-pop
   net-smtp
-  paddle (~> 2.4)
+  paddle (~> 2.6)
   pay!
   pg
   prawn
@@ -342,7 +345,7 @@ DEPENDENCIES
   sqlite3 (~> 2.0)
   standard
   stimulus-rails
-  stripe (~> 12.0)
+  stripe (~> 13.0)
   turbo-rails
   vcr
   web-console
diff --git a/lib/pay/stripe.rb b/lib/pay/stripe.rb
index f3469b1c..a16cef68 100644
--- a/lib/pay/stripe.rb
+++ b/lib/pay/stripe.rb
@@ -27,7 +27,7 @@ module Webhooks
 
     extend Env
 
-    REQUIRED_VERSION = "~> 12"
+    REQUIRED_VERSION = "~> 13"
 
     # A list of database model names that include Pay
     # Used for safely looking up models with client_reference_id
diff --git a/lib/pay/version.rb b/lib/pay/version.rb
index 229e904a..ef5fc7f0 100644
--- a/lib/pay/version.rb
+++ b/lib/pay/version.rb
@@ -1,3 +1,3 @@
 module Pay
-  VERSION = "8.0.0"
+  VERSION = "8.1.0"
 end
diff --git a/test/models/pay/webhook_test.rb b/test/models/pay/webhook_test.rb
index a750d857..790a2739 100644
--- a/test/models/pay/webhook_test.rb
+++ b/test/models/pay/webhook_test.rb
@@ -4,10 +4,15 @@ class Pay::Webhook::Test < ActiveSupport::TestCase
   test "rehydrates a Paddle Classic event" do
     pay_webhook = Pay::Webhook.create processor: :paddle_classic, event_type: :example, event: json_fixture("paddle_classic/subscription_payment_succeeded")
     event = pay_webhook.rehydrated_event
-    assert_equal OpenStruct, event.class
     assert_equal "visa", event.payment_method.card_type
   end
 
+  test "rehydrates a Paddle Billing event" do
+    pay_webhook = Pay::Webhook.create processor: :paddle_billing, event_type: :example, event: json_fixture("paddle_billing/subscription.created")
+    event = pay_webhook.rehydrated_event
+    assert_equal "month", event.billing_cycle.interval
+  end
+
   test "rehydrates a Stripe event" do
     pay_webhook = Pay::Webhook.create processor: :stripe, event_type: :example, event: json_fixture("stripe/customer.updated")
     event = pay_webhook.rehydrated_event
diff --git a/test/pay/lemon_squeezy/webhooks_test.rb b/test/pay/lemon_squeezy/webhooks_test.rb
index 681e9e8f..1f791aa1 100644
--- a/test/pay/lemon_squeezy/webhooks_test.rb
+++ b/test/pay/lemon_squeezy/webhooks_test.rb
@@ -8,7 +8,7 @@ class Pay::LemonSqueezy::WebhooksTest < ActiveSupport::TestCase
     user = users(:none)
     user.set_payment_processor :lemon_squeezy, processor_id: event.customer_id
 
-    ::LemonSqueezy::Subscription.expects(:list).returns(OpenStruct.new({data: []}))
+    ::LemonSqueezy::Subscription.expects(:list).returns(ActiveSupport::InheritableOptions.new({data: []}))
 
     assert_difference "Pay::Charge.count" do
       Pay::LemonSqueezy::Webhooks::Order.new.call(event)
diff --git a/test/pay/paddle_classic/webhooks/subscription_cancelled_test.rb b/test/pay/paddle_classic/webhooks/subscription_cancelled_test.rb
index b77e24ae..bbc4c8ce 100644
--- a/test/pay/paddle_classic/webhooks/subscription_cancelled_test.rb
+++ b/test/pay/paddle_classic/webhooks/subscription_cancelled_test.rb
@@ -2,17 +2,17 @@
 
 class Pay::PaddleClassic::Webhooks::SubscriptionCancelledTest < ActiveSupport::TestCase
   setup do
-    @data = OpenStruct.new json_fixture("paddle_classic/subscription_cancelled")
+    @data = paddle_classic_event("subscription_cancelled")
     @pay_customer = pay_customers(:paddle_classic)
     @pay_customer.update(processor_id: @data.user_id)
   end
 
   test "it sets ends_at on the subscription" do
-    @pay_customer.subscription.update!(processor_id: @data["subscription_id"])
+    @pay_customer.subscription.update!(processor_id: @data.subscription_id)
     Pay::Subscription.any_instance.expects(:update!).with(
       status: :canceled,
       trial_ends_at: nil,
-      ends_at: Time.zone.parse(@data["cancellation_effective_date"])
+      ends_at: Time.zone.parse(@data.cancellation_effective_date)
     )
     Pay::PaddleClassic::Webhooks::SubscriptionCancelled.new.call(@data)
   end
@@ -22,7 +22,7 @@ class Pay::PaddleClassic::Webhooks::SubscriptionCancelledTest < ActiveSupport::T
     @data = paddle_classic_event("subscription_cancelled", overrides: {
       cancellation_effective_date: 1.month.from_now.to_formatted_s(:db)
     })
-    @pay_customer.subscription.update!(processor_id: @data["subscription_id"])
+    @pay_customer.subscription.update!(processor_id: @data.subscription_id)
     Pay::Subscription.any_instance.expects(:update!).with(
       status: :active,
       trial_ends_at: nil,
@@ -32,7 +32,7 @@ class Pay::PaddleClassic::Webhooks::SubscriptionCancelledTest < ActiveSupport::T
   end
 
   test "it sets trial_ends_at on subscription with trial" do
-    @pay_customer.subscription.update!(processor_id: @data["subscription_id"], trial_ends_at: 1.month.ago)
+    @pay_customer.subscription.update!(processor_id: @data.subscription_id, trial_ends_at: 1.month.ago)
     Pay::Subscription.any_instance.expects(:update!).with(
       status: :canceled,
       trial_ends_at: Time.zone.parse(@data["cancellation_effective_date"]),
diff --git a/test/pay/paddle_classic/webhooks/subscription_created_test.rb b/test/pay/paddle_classic/webhooks/subscription_created_test.rb
index 455892ec..b90da069 100644
--- a/test/pay/paddle_classic/webhooks/subscription_created_test.rb
+++ b/test/pay/paddle_classic/webhooks/subscription_created_test.rb
@@ -2,7 +2,7 @@
 
 class Pay::PaddleClassic::Webhooks::SubscriptionCreatedTest < ActiveSupport::TestCase
   setup do
-    @data = OpenStruct.new json_fixture("paddle_classic/subscription_created")
+    @data = paddle_classic_event("subscription_created")
     @user = users(:paddle_classic)
   end
 
diff --git a/test/pay/paddle_classic/webhooks/subscription_payment_refunded_test.rb b/test/pay/paddle_classic/webhooks/subscription_payment_refunded_test.rb
index 6fd445d1..9d0ac7c2 100644
--- a/test/pay/paddle_classic/webhooks/subscription_payment_refunded_test.rb
+++ b/test/pay/paddle_classic/webhooks/subscription_payment_refunded_test.rb
@@ -2,7 +2,7 @@
 
 class Pay::PaddleClassic::Webhooks::SubscriptionPaymentRefundedTest < ActiveSupport::TestCase
   setup do
-    @data = OpenStruct.new json_fixture("paddle_classic/subscription_payment_refunded")
+    @data = paddle_classic_event("subscription_payment_refunded")
     @pay_customer = pay_customers(:paddle_classic)
     @pay_customer.update(processor_id: @data.user_id)
   end
diff --git a/test/pay/paddle_classic/webhooks/subscription_payment_succeeded_test.rb b/test/pay/paddle_classic/webhooks/subscription_payment_succeeded_test.rb
index dbc3aa51..a63bd690 100644
--- a/test/pay/paddle_classic/webhooks/subscription_payment_succeeded_test.rb
+++ b/test/pay/paddle_classic/webhooks/subscription_payment_succeeded_test.rb
@@ -2,7 +2,7 @@
 
 class Pay::PaddleClassic::Webhooks::SubscriptionPaymentSucceededTest < ActiveSupport::TestCase
   setup do
-    @data = OpenStruct.new json_fixture("paddle_classic/subscription_payment_succeeded")
+    @data = paddle_classic_event("subscription_payment_succeeded")
     @pay_customer = pay_customers(:paddle_classic)
     @pay_customer.update(processor_id: @data.user_id)
   end
diff --git a/test/pay/paddle_classic/webhooks/subscription_updated_test.rb b/test/pay/paddle_classic/webhooks/subscription_updated_test.rb
index a9f27185..203347ce 100644
--- a/test/pay/paddle_classic/webhooks/subscription_updated_test.rb
+++ b/test/pay/paddle_classic/webhooks/subscription_updated_test.rb
@@ -2,7 +2,7 @@
 
 class Pay::PaddleClassic::Webhooks::SubscriptionUpdatedTest < ActiveSupport::TestCase
   setup do
-    @data = OpenStruct.new json_fixture("paddle_classic/subscription_updated")
+    @data = paddle_classic_event("subscription_updated")
     @pay_customer = pay_customers(:paddle_classic)
     @pay_customer.update(processor_id: @data.user_id)
     @pay_customer.subscription.update(processor_id: @data.subscription_id)
diff --git a/test/pay/payment_test.rb b/test/pay/payment_test.rb
index 9ebd113c..d6a6c119 100644
--- a/test/pay/payment_test.rb
+++ b/test/pay/payment_test.rb
@@ -2,7 +2,7 @@
 
 class Pay::Payment::Test < ActiveSupport::TestCase
   test "amount_with_currency" do
-    fake_payment_intent = OpenStruct.new(amount: 12_34, currency: "usd")
+    fake_payment_intent = ActiveSupport::InheritableOptions.new(amount: 12_34, currency: "usd")
     assert_equal "$12.34", Pay::Payment.new(fake_payment_intent).amount_with_currency
   end
 end
diff --git a/test/pay/stripe/webhooks/checkout_session_completed_test.rb b/test/pay/stripe/webhooks/checkout_session_completed_test.rb
index 4e3c5847..f8b653e9 100644
--- a/test/pay/stripe/webhooks/checkout_session_completed_test.rb
+++ b/test/pay/stripe/webhooks/checkout_session_completed_test.rb
@@ -20,7 +20,7 @@ class Pay::Stripe::Webhooks::CheckoutSessionCompletedTest < ActiveSupport::TestC
 
   test "checkout session completed syncs latest charge" do
     event = stripe_event("checkout.session.completed", overrides: {"object" => {"payment_intent" => "pi_1234", "latest_charge" => "ch_1234", "subscription" => nil}})
-    ::Stripe::PaymentIntent.expects(:retrieve).returns(OpenStruct.new(id: "pi_1234", latest_charge: OpenStruct.new(id: "ch_1234")))
+    ::Stripe::PaymentIntent.expects(:retrieve).returns(::Stripe::PaymentIntent.construct_from(id: "pi_1234", latest_charge: ::Stripe::Charge.construct_from(id: "ch_1234")))
     Pay::Stripe::Charge.expects(:sync)
     assert_no_difference "Pay::Customer.count" do
       Pay::Stripe::Webhooks::CheckoutSessionCompleted.new.call(event)
diff --git a/test/pay/stripe/webhooks/customer_updated_test.rb b/test/pay/stripe/webhooks/customer_updated_test.rb
index 11da759d..88aa713b 100644
--- a/test/pay/stripe/webhooks/customer_updated_test.rb
+++ b/test/pay/stripe/webhooks/customer_updated_test.rb
@@ -7,7 +7,7 @@ class Pay::Stripe::Webhooks::CustomerUpdatedTest < ActiveSupport::TestCase
 
   test "removes default payment method if default payment method set to null" do
     event = stripe_event("customer.updated")
-    Pay::Stripe::Customer.any_instance.expects(:api_record).returns(OpenStruct.new(invoice_settings: OpenStruct.new(default_payment_method: nil)))
+    Pay::Stripe::Customer.any_instance.expects(:api_record).returns(::Stripe::Customer.construct_from(invoice_credit_balance: Stripe::Util.convert_to_stripe_object({usd: 12345}), invoice_settings: Stripe::Util.convert_to_stripe_object({default_payment_method: nil}), currency: "usd"))
     assert_not_nil @pay_customer.default_payment_method
     Pay::Stripe::Webhooks::CustomerUpdated.new.call(event)
     @pay_customer.reload
@@ -22,7 +22,7 @@ class Pay::Stripe::Webhooks::CustomerUpdatedTest < ActiveSupport::TestCase
 
   test "stripe invoice credit balance is updated" do
     event = stripe_event("customer.updated")
-    Pay::Stripe::Customer.any_instance.expects(:api_record).returns(OpenStruct.new(invoice_credit_balance: Stripe::Util.convert_to_stripe_object(usd: 12345), invoice_settings: OpenStruct.new(default_payment_method: nil), currency: "usd"))
+    Pay::Stripe::Customer.any_instance.expects(:api_record).returns(::Stripe::Customer.construct_from(invoice_credit_balance: Stripe::Util.convert_to_stripe_object({usd: 12345}), invoice_settings: Stripe::Util.convert_to_stripe_object({default_payment_method: nil}), currency: "usd"))
     Pay::Stripe::Webhooks::CustomerUpdated.new.call(event)
     @pay_customer.reload
     assert_equal "usd", @pay_customer.currency
diff --git a/test/pay/stripe/webhooks/payment_method_updated_test.rb b/test/pay/stripe/webhooks/payment_method_updated_test.rb
index 52a95144..3cd4d3f2 100644
--- a/test/pay/stripe/webhooks/payment_method_updated_test.rb
+++ b/test/pay/stripe/webhooks/payment_method_updated_test.rb
@@ -9,10 +9,10 @@ class Pay::Stripe::Webhooks::PaymentMethodUpdatedTest < ActiveSupport::TestCase
     payment_method = pay_payment_methods(:one)
 
     # Spoof Stripe PaymentMethod lookup
-    fake_payment_method = OpenStruct.new(id: payment_method.processor_id, customer: "cus_1234", type: "card", card: OpenStruct.new(brand: "Visa", last4: "4242", exp_month: "01", exp_year: "2034"))
+    fake_payment_method = ::Stripe::PaymentMethod.construct_from(id: payment_method.processor_id, customer: "cus_1234", type: "card", card: Stripe::Util.convert_to_stripe_object({brand: "Visa", last4: "4242", exp_month: "01", exp_year: "2034"}))
     ::Stripe::PaymentMethod.expects(:retrieve).returns(fake_payment_method)
 
-    fake_customer = OpenStruct.new(invoice_settings: OpenStruct.new(default_payment_method: nil))
+    fake_customer = ::Stripe::Customer.construct_from(invoice_settings: Stripe::Util.convert_to_stripe_object({default_payment_method: nil}))
     ::Stripe::Customer.expects(:retrieve).returns(fake_customer)
 
     assert_equal payment_method.exp_year, payment_method.exp_year
diff --git a/test/test_helper.rb b/test/test_helper.rb
index e0922163..be8795bf 100644
--- a/test/test_helper.rb
+++ b/test/test_helper.rb
@@ -68,11 +68,11 @@ def braintree_event(name)
   end
 
   def paddle_billing_event(name)
-    OpenStruct.new json_fixture("paddle_billing/#{name}")
+    ActiveSupport::InheritableOptions.new json_fixture("paddle_billing/#{name}").deep_symbolize_keys
   end
 
   def paddle_classic_event(name, overrides: {})
-    OpenStruct.new json_fixture("paddle_classic/#{name}").deep_merge(overrides)
+    ActiveSupport::InheritableOptions.new json_fixture("paddle_classic/#{name}").deep_merge(overrides).deep_symbolize_keys
   end
 
   def stripe_event(name, overrides: {})