[Loans] - Loan marketplace

[dorucioclea]

User story:

I need to be able to view the offered terms of the loan (interest rate) and either approve or reject them

Acceptance criteria

• The importer while viewing a specific transaction should see the corresponding purchase contract and the details.
• The importer should be able to see what the final terms are offered by those financing the loan. For example, loan stakers are willing to offer the 5% APY for the duration of the loan
• The importer should be able to see what the final terms are offered by the insurance for the loan. For example, the protocol calculates 1.5% one-time premium
• If the importer approves the terms, the loan amount should be payed into the escrow to be held until the terms of when payment to exporter are met i.e. proof of shipment has been uploaded or goods have been accepted
• If the importer rejects the terms, the loan should return to the protocol for one more round of competitive bidding from loan stakers

Development:

• Loan market smart contract
  • Allow participants in the loan staking pool to see a list of purchase orders. They will see
    • Collateral - whether the loan is secured with collateral and the value of the collateral
    • Goods
    • History of importer
    • Company information of importer
    • Company information of exporter
    • History of exporter
    • The loan stacking participant will lock the required sum in the pool. Might have pools that mirror the loan repayment schedule ? e.g. 30/60/90/120. During this time the stacking participant cannot withdraw their locked STX / TAL