diff --git a/modules/ppcp-paylater-configurator/src/PayLaterConfiguratorModule.php b/modules/ppcp-paylater-configurator/src/PayLaterConfiguratorModule.php
index 2c13bed71..8e46bcf33 100644
--- a/modules/ppcp-paylater-configurator/src/PayLaterConfiguratorModule.php
+++ b/modules/ppcp-paylater-configurator/src/PayLaterConfiguratorModule.php
@@ -9,9 +9,11 @@
 
 namespace WooCommerce\PayPalCommerce\PayLaterConfigurator;
 
+use WooCommerce\PayPalCommerce\Onboarding\State;
 use WooCommerce\PayPalCommerce\PayLaterConfigurator\Endpoint\GetConfig;
 use WooCommerce\PayPalCommerce\PayLaterConfigurator\Endpoint\SaveConfig;
 use WooCommerce\PayPalCommerce\PayLaterConfigurator\Factory\ConfigFactory;
+use WooCommerce\PayPalCommerce\Settings\Data\OnboardingProfile;
 use WooCommerce\PayPalCommerce\Vendor\Inpsyde\Modularity\Module\ExecutableModule;
 use WooCommerce\PayPalCommerce\Vendor\Inpsyde\Modularity\Module\ExtendingModule;
 use WooCommerce\PayPalCommerce\Vendor\Inpsyde\Modularity\Module\ModuleClassNameIdTrait;
@@ -68,8 +70,9 @@ static function () use ( $c ) {
 				$current_page_id     = $c->get( 'wcgateway.current-ppcp-settings-page-id' );
 				$is_wc_settings_page = $c->get( 'wcgateway.is-wc-settings-page' );
 				$messaging_locations = $c->get( 'paylater-configurator.messaging-locations' );
+				$onboarding_profile  = $c->get( 'settings.data.onboarding' );
 
-				self::add_paylater_update_notice( $messaging_locations, $is_wc_settings_page, $current_page_id );
+				self::add_paylater_update_notice( $messaging_locations, $is_wc_settings_page, $current_page_id, $onboarding_profile );
 
 				$settings = $c->get( 'wcgateway.settings' );
 				assert( $settings instanceof Settings );
@@ -159,13 +162,19 @@ static function () use ( $c ) {
 	 * The notice appears on any PayPal-Settings page, except for the Pay-Later settings page,
 	 * when no Pay-Later messaging is used yet.
 	 *
-	 * @param array  $message_locations PayLater messaging locations.
-	 * @param bool   $is_settings_page  Whether the current page is a WC settings page.
-	 * @param string $current_page_id   ID of current settings page tab.
+	 * @param array             $message_locations   PayLater messaging locations.
+	 * @param bool              $is_settings_page    Whether the current page is a WC settings page.
+	 * @param string            $current_page_id     ID of current settings page tab.
+	 * @param OnboardingProfile $onboarding_profile  Onboarding profile.
 	 *
 	 * @return void
 	 */
-	private static function add_paylater_update_notice( array $message_locations, bool $is_settings_page, string $current_page_id ) : void {
+	private static function add_paylater_update_notice( array $message_locations, bool $is_settings_page, string $current_page_id, OnboardingProfile $onboarding_profile ) : void {
+		// Don't display the notice if the user has not completed the onboarding process.
+		if ( $onboarding_profile->get_completed() !== true ) {
+			return;
+		}
+
 		// The message must be registered on any WC-Settings page, except for the Pay Later page.
 		if ( ! $is_settings_page || Settings::PAY_LATER_TAB_ID === $current_page_id ) {
 			return;
diff --git a/modules/ppcp-settings/resources/js/Components/App.js b/modules/ppcp-settings/resources/js/Components/App.js
index 1b08de16e..69aaabe19 100644
--- a/modules/ppcp-settings/resources/js/Components/App.js
+++ b/modules/ppcp-settings/resources/js/Components/App.js
@@ -2,13 +2,18 @@ import { useEffect, useMemo } from '@wordpress/element';
 import { __ } from '@wordpress/i18n';
 import classNames from 'classnames';
 
-import { OnboardingHooks } from '../data';
+import { OnboardingHooks, CommonHooks } from '../data';
 import SpinnerOverlay from './ReusableComponents/SpinnerOverlay';
+import SendOnlyMessage from './Screens/SendOnlyMessage';
 import OnboardingScreen from './Screens/Onboarding';
 import SettingsScreen from './Screens/Settings';
 
 const SettingsApp = () => {
 	const onboardingProgress = OnboardingHooks.useSteps();
+	const {
+		isReady: merchantIsReady,
+		merchant: { isSendOnlyCountry },
+	} = CommonHooks.useMerchantInfo();
 
 	// Disable the "Changes you made might not be saved" browser warning.
 	useEffect( () => {
@@ -29,7 +34,7 @@ const SettingsApp = () => {
 	} );
 
 	const Content = useMemo( () => {
-		if ( ! onboardingProgress.isReady ) {
+		if ( ! onboardingProgress.isReady || ! merchantIsReady ) {
 			return (
 				<SpinnerOverlay
 					message={ __( 'Loading…', 'woocommerce-paypal-payments' ) }
@@ -37,12 +42,21 @@ const SettingsApp = () => {
 			);
 		}
 
+		if ( isSendOnlyCountry ) {
+			return <SendOnlyMessage />;
+		}
+
 		if ( ! onboardingProgress.completed ) {
 			return <OnboardingScreen />;
 		}
 
 		return <SettingsScreen />;
-	}, [ onboardingProgress ] );
+	}, [
+		isSendOnlyCountry,
+		merchantIsReady,
+		onboardingProgress.completed,
+		onboardingProgress.isReady,
+	] );
 
 	return <div className={ wrapperClass }>{ Content }</div>;
 };
diff --git a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/FeatureSettingsBlock.js b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/FeatureSettingsBlock.js
index bcc20c5ef..3f747bda7 100644
--- a/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/FeatureSettingsBlock.js
+++ b/modules/ppcp-settings/resources/js/Components/ReusableComponents/SettingsBlocks/FeatureSettingsBlock.js
@@ -24,6 +24,7 @@ const FeatureSettingsBlock = ( { title, description, ...props } ) => {
 			<Button
 				className={ button.class ? button.class : '' }
 				key={ button.text }
+                isBusy={ props.actionProps?.isBusy }
 				variant={ button.type }
 				onClick={ button.onClick }
 			>
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabOverview.js b/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabOverview.js
index 039ae242e..99da335ad 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabOverview.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabOverview.js
@@ -3,6 +3,7 @@ import { useState, useMemo } from '@wordpress/element';
 import { Button, Icon } from '@wordpress/components';
 import { useDispatch } from '@wordpress/data';
 import { reusableBlock } from '@wordpress/icons';
+import { store as noticesStore } from '@wordpress/notices';
 
 import SettingsCard from '../../ReusableComponents/SettingsCard';
 import TodoSettingsBlock from '../../ReusableComponents/SettingsBlocks/TodoSettingsBlock';
@@ -12,6 +13,10 @@ import { useMerchantInfo } from '../../../data/common/hooks';
 import { STORE_NAME } from '../../../data/common';
 import Features from './TabSettingsElements/Blocks/Features';
 import { todosData } from '../../../data/settings/tab-overview-todos-data';
+import {
+	NOTIFICATION_ERROR,
+	NOTIFICATION_SUCCESS,
+} from '../../ReusableComponents/Icons';
 
 const TabOverview = () => {
 	const [ isRefreshing, setIsRefreshing ] = useState( false );
@@ -19,6 +24,8 @@ const TabOverview = () => {
 	const { merchant, merchantFeatures } = useMerchantInfo();
 	const { refreshFeatureStatuses, setActiveModal } =
 		useDispatch( STORE_NAME );
+	const { createSuccessNotice, createErrorNotice } =
+		useDispatch( noticesStore );
 
 	// Get the features data with access to setActiveModal
 	const featuresData = useMemo(
@@ -42,11 +49,35 @@ const TabOverview = () => {
 		try {
 			const result = await refreshFeatureStatuses();
 			if ( result && ! result.success ) {
-				console.error(
-					'Failed to refresh features:',
-					result.message || 'Unknown error'
-				);
-			}
+                const errorMessage = sprintf(
+                    /* translators: %s: error message */
+                    __(
+                        'Operation failed: %s Check WooCommerce logs for more details.',
+                        'woocommerce-paypal-payments'
+                    ),
+                    result.message ||
+                    __( 'Unknown error', 'woocommerce-paypal-payments' )
+                );
+
+                createErrorNotice( errorMessage, {
+                    icon: NOTIFICATION_ERROR,
+                } );
+                console.error(
+                    'Failed to refresh features:',
+                    result.message || 'Unknown error'
+                );
+			} else {
+                createSuccessNotice(
+                    __(
+                        'Features refreshed successfully.',
+                        'woocommerce-paypal-payments'
+                    ),
+                    {
+                        icon: NOTIFICATION_SUCCESS,
+                    }
+                );
+                console.log( 'Features refreshed successfully.' );
+            }
 		} finally {
 			setIsRefreshing( false );
 		}
@@ -130,6 +161,7 @@ const TabOverview = () => {
 												: button.urls.live
 											: button.url,
 									} ) ),
+                                isBusy: isRefreshing,
 								enabled: feature.enabled,
 								notes: feature.notes,
 								badge: feature.enabled
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabPayLaterMessaging.js b/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabPayLaterMessaging.js
new file mode 100644
index 000000000..b388a6bee
--- /dev/null
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Overview/TabPayLaterMessaging.js
@@ -0,0 +1,5 @@
+const TabPayLaterMessaging = () => {
+	return <div className="ppcp-r-pay-later-messaging"></div>;
+};
+
+export default TabPayLaterMessaging;
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/SendOnlyMessage.js b/modules/ppcp-settings/resources/js/Components/Screens/SendOnlyMessage.js
new file mode 100644
index 000000000..56d780250
--- /dev/null
+++ b/modules/ppcp-settings/resources/js/Components/Screens/SendOnlyMessage.js
@@ -0,0 +1,54 @@
+import { __, sprintf } from '@wordpress/i18n';
+
+import Container from '../ReusableComponents/Container';
+import SettingsCard from '../ReusableComponents/SettingsCard';
+import SettingsNavigation from './SettingsNavigation';
+
+const SendOnlyMessage = () => {
+	const settingsPageUrl = '/wp-admin/admin.php?page=wc-settings';
+
+	return (
+		<>
+			<SettingsNavigation />
+			<Container page="settings">
+				<SettingsCard
+					title={ __(
+						'"Send-only" Country',
+						'woocommerce-paypal-payments'
+					) }
+					description={ __(
+						'Sellers in your country are unable to receive payments via PayPal',
+						'woocommerce-paypal-payments'
+					) }
+				>
+					<p>
+						{ __(
+							'Your current WooCommerce store location is in a "send-only" country, according to PayPal\'s policies',
+							'woocommerce-paypal-payments'
+						) }
+					</p>
+					<p>
+						{ __(
+							'Since receiving payments is essential for using the PayPal Payments extension, you are unable to connect your PayPal account while operating from a "send-only" country.',
+							'woocommerce-paypal-payments'
+						) }
+					</p>
+					<p
+						dangerouslySetInnerHTML={ {
+							__html: sprintf(
+								/* translators: 1: URL to the WooCommerce store location settings */
+								__(
+									'To activate PayPal, please update your <a href="%1$s">WooCommerce store location</a> to a supported region and connect a PayPal account eligible for receiving payments.',
+									'woocommerce-paypal-payments'
+								),
+								settingsPageUrl
+							),
+						} }
+					/>
+				</SettingsCard>
+			</Container>
+		</>
+	);
+};
+
+export default SendOnlyMessage;
diff --git a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Tabs/index.js b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Tabs/index.js
index e6cecf11d..076cd0c8e 100644
--- a/modules/ppcp-settings/resources/js/Components/Screens/Settings/Tabs/index.js
+++ b/modules/ppcp-settings/resources/js/Components/Screens/Settings/Tabs/index.js
@@ -4,6 +4,7 @@ import TabOverview from '../../Overview/TabOverview';
 import TabPaymentMethods from '../../Overview/TabPaymentMethods';
 import TabSettings from '../../Overview/TabSettings';
 import TabStyling from '../../Overview/TabStyling';
+import TabPayLaterMessaging from '../../Overview/TabPayLaterMessaging';
 
 /**
  * List of all default settings tabs.
@@ -33,6 +34,11 @@ const DEFAULT_TABS = [
 		title: __( 'Styling', 'woocommerce-paypal-payments' ),
 		Component: <TabStyling />,
 	},
+	{
+		name: 'pay-later-messaging',
+		title: __( 'Pay Later Messaging', 'woocommerce-paypal-payments' ),
+		Component: <TabPayLaterMessaging />,
+	},
 ];
 
 export const getSettingsTabs = () => {
diff --git a/modules/ppcp-settings/resources/js/data/common/hooks.js b/modules/ppcp-settings/resources/js/data/common/hooks.js
index 4aea08caa..8fcf3f6a9 100644
--- a/modules/ppcp-settings/resources/js/data/common/hooks.js
+++ b/modules/ppcp-settings/resources/js/data/common/hooks.js
@@ -144,7 +144,7 @@ export const useWebhooks = () => {
 	};
 };
 export const useMerchantInfo = () => {
-	const { merchant, features } = useHooks();
+	const { isReady, merchant, features } = useHooks();
 	const { refreshMerchantData } = useDispatch( STORE_NAME );
 
 	const verifyLoginStatus = useCallback( async () => {
@@ -159,6 +159,7 @@ export const useMerchantInfo = () => {
 	}, [ refreshMerchantData, merchant ] );
 
 	return {
+		isReady,
 		merchant, // Merchant details
 		features, // Eligible merchant features
 		verifyLoginStatus, // Callback
diff --git a/modules/ppcp-settings/resources/js/utils/tabSelector.js b/modules/ppcp-settings/resources/js/utils/tabSelector.js
index c8b1c5350..5c7105ffc 100644
--- a/modules/ppcp-settings/resources/js/utils/tabSelector.js
+++ b/modules/ppcp-settings/resources/js/utils/tabSelector.js
@@ -4,6 +4,7 @@ export const TAB_IDS = {
 	PAYMENT_METHODS: 'tab-panel-0-payment-methods',
 	SETTINGS: 'tab-panel-0-settings',
 	STYLING: 'tab-panel-0-styling',
+	PAY_LATER_MESSAGING: 'tab-panel-0-pay-later-messaging',
 };
 
 /**
diff --git a/modules/ppcp-settings/services.php b/modules/ppcp-settings/services.php
index 3c41cd833..6fc9d67e3 100644
--- a/modules/ppcp-settings/services.php
+++ b/modules/ppcp-settings/services.php
@@ -61,6 +61,7 @@
 		return new GeneralSettings(
 			$container->get( 'api.shop.country' ),
 			$container->get( 'api.shop.currency.getter' )->get(),
+			$container->get( 'wcgateway.is-send-only-country' )
 		);
 	},
 	'settings.rest.onboarding'                    => static function ( ContainerInterface $container ) : OnboardingRestEndpoint {
diff --git a/modules/ppcp-settings/src/Data/GeneralSettings.php b/modules/ppcp-settings/src/Data/GeneralSettings.php
index fa0e653a1..94e8a380f 100644
--- a/modules/ppcp-settings/src/Data/GeneralSettings.php
+++ b/modules/ppcp-settings/src/Data/GeneralSettings.php
@@ -40,18 +40,21 @@ class GeneralSettings extends AbstractDataModel {
 	/**
 	 * Constructor.
 	 *
-	 * @param string $country  WooCommerce store country.
-	 * @param string $currency WooCommerce store currency.
+	 * @param string $country              WooCommerce store country.
+	 * @param string $currency             WooCommerce store currency.
+	 * @param bool   $is_send_only_country Whether the store's country is classified as a send-only
+	 *                                     country.
 	 *
 	 * @throws RuntimeException When forgetting to define the OPTION_KEY in this class.
 	 */
-	public function __construct( string $country, string $currency ) {
+	public function __construct( string $country, string $currency, bool $is_send_only_country ) {
 		parent::__construct();
 
 		$this->woo_settings['country']  = $country;
 		$this->woo_settings['currency'] = $currency;
 
-		$this->data['merchant_connected'] = $this->is_merchant_connected();
+		$this->data['is_send_only_country'] = $is_send_only_country;
+		$this->data['merchant_connected']   = $this->is_merchant_connected();
 	}
 
 	/**
@@ -63,6 +66,7 @@ protected function get_defaults() : array {
 		return array(
 			'use_sandbox'           => false, // UI state, not a connection detail.
 			'use_manual_connection' => false, // UI state, not a connection detail.
+			'is_send_only_country'  => false, // Read-only flag.
 
 			// Details about connected merchant account.
 			'merchant_connected'    => false,
diff --git a/modules/ppcp-settings/src/Endpoint/CommonRestEndpoint.php b/modules/ppcp-settings/src/Endpoint/CommonRestEndpoint.php
index 6d85c1185..d99204c80 100644
--- a/modules/ppcp-settings/src/Endpoint/CommonRestEndpoint.php
+++ b/modules/ppcp-settings/src/Endpoint/CommonRestEndpoint.php
@@ -61,24 +61,27 @@ class CommonRestEndpoint extends RestEndpoint {
 	 * @var array
 	 */
 	private array $merchant_info_map = array(
-		'merchant_connected' => array(
+		'merchant_connected'   => array(
 			'js_name' => 'isConnected',
 		),
-		'sandbox_merchant'   => array(
+		'sandbox_merchant'     => array(
 			'js_name' => 'isSandbox',
 		),
-		'merchant_id'        => array(
+		'merchant_id'          => array(
 			'js_name' => 'id',
 		),
-		'merchant_email'     => array(
+		'merchant_email'       => array(
 			'js_name' => 'email',
 		),
-		'client_id'          => array(
+		'client_id'            => array(
 			'js_name' => 'clientId',
 		),
-		'client_secret'      => array(
+		'client_secret'        => array(
 			'js_name' => 'clientSecret',
 		),
+		'is_send_only_country' => array(
+			'js_name' => 'isSendOnlyCountry',
+		),
 	);
 
 	/**
@@ -187,40 +190,6 @@ public function get_merchant_details() : WP_REST_Response {
 		return $this->return_success( $js_data, $extra_data );
 	}
 
-	/**
-	 * Returns mocked merchant data until real data fetching is implemented.
-	 *
-	 * @return array Mocked merchant details including connection status, features, etc.
-	 */
-	protected function get_mocked_merchant_data(): array {
-		return array(
-			'isConnected' => true,
-			'isSandbox'   => false,
-			'id'          => '',
-			'email'       => '',
-			'features'    => array(
-				'save_paypal_and_venmo'           => array(
-					'enabled' => true,
-				),
-				'advanced_credit_and_debit_cards' => array(
-					'enabled' => true,
-				),
-				'alternative_payment_methods'     => array(
-					'enabled' => true,
-				),
-				'google_pay'                      => array(
-					'enabled' => true,
-				),
-				'apple_pay'                       => array(
-					'enabled' => true,
-				),
-				'pay_later_messaging'             => array(
-					'enabled' => true,
-				),
-			),
-		);
-	}
-
 	/**
 	 * Appends the "merchant" attribute to the extra_data collection, which
 	 * contains details about the merchant's PayPal account, like the merchant ID.
@@ -229,7 +198,7 @@ protected function get_mocked_merchant_data(): array {
 	 *
 	 * @return array Updated extra_data collection.
 	 */
-	protected function add_merchant_info( array $extra_data ): array {
+	protected function add_merchant_info( array $extra_data ) : array {
 		$extra_data['merchant'] = $this->sanitize_for_javascript(
 			$this->settings->to_array(),
 			$this->merchant_info_map
@@ -242,11 +211,6 @@ protected function add_merchant_info( array $extra_data ): array {
 			);
 		}
 
-		// If no real data is available yet, use mock data.
-		if ( empty( $extra_data['merchant'] ) || ( empty( $extra_data['merchant']['id'] ) && empty( $extra_data['merchant']['email'] ) ) ) {
-			$extra_data['merchant'] = $this->get_mocked_merchant_data();
-		}
-
 		return $extra_data;
 	}
 
diff --git a/modules/ppcp-wc-gateway/services.php b/modules/ppcp-wc-gateway/services.php
index 9447c981e..e17c1077d 100644
--- a/modules/ppcp-wc-gateway/services.php
+++ b/modules/ppcp-wc-gateway/services.php
@@ -343,9 +343,10 @@ static function ( ContainerInterface $container ): Settings {
 		}
 	),
 	'wcgateway.notice.connect'                             => static function ( ContainerInterface $container ): ConnectAdminNotice {
-		$state    = $container->get( 'onboarding.state' );
-		$settings = $container->get( 'wcgateway.settings' );
-		return new ConnectAdminNotice( $state, $settings );
+		$state                        = $container->get( 'onboarding.state' );
+		$settings                     = $container->get( 'wcgateway.settings' );
+		$is_current_country_send_only = $container->get( 'wcgateway.is-send-only-country' );
+		return new ConnectAdminNotice( $state, $settings, $is_current_country_send_only );
 	},
 	'wcgateway.notice.currency-unsupported'                => static function ( ContainerInterface $container ): UnsupportedCurrencyAdminNotice {
 		$state                    = $container->get( 'onboarding.state' );
diff --git a/modules/ppcp-wc-gateway/src/Notice/ConnectAdminNotice.php b/modules/ppcp-wc-gateway/src/Notice/ConnectAdminNotice.php
index e8d88adec..60085a992 100644
--- a/modules/ppcp-wc-gateway/src/Notice/ConnectAdminNotice.php
+++ b/modules/ppcp-wc-gateway/src/Notice/ConnectAdminNotice.php
@@ -33,15 +33,24 @@ class ConnectAdminNotice {
 	 */
 	private $settings;
 
+	/**
+	 * Whether the current store's country is classified as a send-only country..
+	 *
+	 * @var bool
+	 */
+	private bool $is_current_country_send_only;
+
 	/**
 	 * ConnectAdminNotice constructor.
 	 *
 	 * @param State              $state The state.
 	 * @param ContainerInterface $settings The settings.
+	 * @param bool               $is_current_country_send_only Whether the current store's country is classified as a send-only country.
 	 */
-	public function __construct( State $state, ContainerInterface $settings ) {
-		$this->state    = $state;
-		$this->settings = $settings;
+	public function __construct( State $state, ContainerInterface $settings, bool $is_current_country_send_only ) {
+		$this->state                        = $state;
+		$this->settings                     = $settings;
+		$this->is_current_country_send_only = $is_current_country_send_only;
 	}
 
 	/**
@@ -71,6 +80,6 @@ public function connect_message() {
 	 * @return bool
 	 */
 	protected function should_display(): bool {
-		return $this->state->current_state() !== State::STATE_ONBOARDED;
+		return $this->state->current_state() !== State::STATE_ONBOARDED && $this->is_current_country_send_only === false;
 	}
 }