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Aggregate Reports 2018
While 2018 Aggregate reports derive from the 2017 Aggregate reports, some tables contain differences from the prior year. These differences are outlined below in each table section.
Users should take note that the change in reporting thresholds need to be accounted for in time-series analysis of the reports.
LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2018 MSA/MD AGGREGATE REPORT
None
table: Table i: Reporting Financial Institutions
type: Aggregate
desc: List Of Financial Institutions Whose Data Make Up The 2018 MSA/MD Aggregate Report
year
report-date
msa
- Includes only institutions whose data make up the 2018 MSA/MD Aggregate Report for that MSA
This table will not include any dispositions, as we will no longer distinguish between institutions who have a home or branch office in the MSA/MD and institutions who do not have a home or branch office in the MSA/MD.
DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN
Table 1 no longer contains data from the FFIEC and Census relating to minority population percentage and median income.
table: Table 1: Applications by Tract
type: Aggregate
desc: Disposition of loan applications, by location of property and type of loan
year: 2018
report-date
msa
- Breaks down the Action Taken type by State-County-Tract Number
- Subtotaled by Action Taken Type 1, 2, 3, 4, 5
- State/County/Tract Number
This table includes the following dispositions:
Loan Type
- FHA, FSA/RHS & VA (A): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 2, 3, 4
- Conventional (B): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 1
- Refinancings (C): Total Units = 1 through 4; Purpose of Loan = 31, 32
- Home Improvement Loans (D): Total Units = 1 through 4; Purpose of Loan = 2
- Loans on Dwellings For 5 or More Families (E): 5+ Units
- Nonoccupant Loans from Columns A, B, C ,& D (F): All loans from columns A through @ where Occupancy Type = 2, 3
- Loans On Manufactured Home Dwellings From Columns A, B, C & D (G): Construction Method = 2
(A), (B), (C), (D) = Categorized as Loans on 1-to-4 Family and Manufactured Home Dwellings
(A), (B) = Sub-categorized as Home Purchase Loans
Action Taken
- Applications Received: Action Taken = 1, 2, 3, 4, and 5
- Loans Originated: Action Taken = 1
- Applications Approved but not Accepted: Action Taken = 2
- Applications Denied by Financial Institution: Action Taken = 3
- Applications Withdrawn by Applicant: Action Taken = 4
- File Closed for Incompleteness: Action Taken = 5
LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN
None
table: Table 2: Loans Purchased by Tract
type: Aggregate
desc: Disposition of loan applications, by location of property and type of loan
year: 2018
report-date
msa
- Breaks down the Action Taken type by State-County-Tract Number
- Subtotaled by Action Taken Type 6
- State/County/Tract Number
This table includes the following dispositions:
Loan Type
- FHA, FSA/RHS & VA (A): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 2, 3, 4
- Conventional (B): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 1
- Refinancings (C): Total Units = 1 through 4; Purpose of Loan = 31, 32
- Home Improvement Loans (D): Total Units = 1 through 4; Purpose of Loan = 2
- Loans on Dwellings For 5 or More Families (E): 5+ Units
- Nonoccupant Loans from Columns A, B, C ,& D (F): All loans from columns A through @ where Occupancy Type = 2, 3
- Loans On Manufactured Home Dwellings From Columns A, B, C & D (G): Construction Method = 2
(A), (B), (C), (D) = Categorized as Loans on 1-to-4 Family and Manufactured Home Dwellings
(A), (B) = Sub-categorized as Home Purchase Loans
Action Taken
- Purchased Loans: Action Taken = 6
DISPOSITION OF OF LOAN APPLICATIONS, BY RACE AND SEX OF APPLICANT
Table 4.a derives from table 4.1 but does not include ethnicity or income data. Ethnicity data can be found in table 4.b and income data can be found in table 5.
table: Table 4.a: Applications by Race and Sex
type: Aggregate"
desc: Disposition of loan applications, by race and sex of applicant
year 2018
report-date
msa
- Breaks down Race and Sex by characteristics
- Subtotaled by Action Taken Type 1, 2, 3, 4, 5, 6
Race and Sex Characteristics
This table includes the following dispositions:
Action Taken
- Loans Originated: Action Taken = 1
- Applications Approved but not Accepted: Action Taken = 2
- Applications Denied by Financial Institution: Action Taken = 3
- Applications Withdrawn by Applicant: Action Taken = 4
- File Closed for Incompleteness: Action Taken = 5
- Purchased Loans: Action Taken = 6
DISPOSITION OF LOAN APPLICATIONS, BY ETHNICITY AND SEX OF APPLICANT
Table 4.b derives from table 4.1 in 2017 but does not include race or income data. Race data can be found in table 4.a and income data can be found in table 5.
table: Table 4.b: Applications by Ethnicity and Sex
type: Aggregate
desc: Disposition of loan applications, by ethnicity and sex of applicant
year 2018
report-date
msa
- Breaks down Ethnicity and Sex by characteristics
- Subtotaled by Action Taken Type 1, 2, 3, 4, 5, 6
Ethnicity and Sex Characteristics
This table includes the following dispositions:
Action Taken
- Loans Originated: Action Taken = 1
- Applications Approved but not Accepted: Action Taken = 2
- Applications Denied by Financial Institution: Action Taken = 3
- Applications Withdrawn by Applicant: Action Taken = 4
- File Closed for Incompleteness: Action Taken = 5
- Purchased Loans: Action Taken = 6
DISPOSITION OF LOAN APPLICATIONS, BY INCOME, RACE, AND ETHNICITY OF APPLICANT
None
table: Table 5: Applications by Income, Race, and Ethnicity
type: Aggregate
desc: Disposition of loan applications by income, race and ethnicity of applicant
year
report-date
year 2018
applicantincomes
- Breaks down the Action Taken type by State-County-Tract Number
- Subtotaled by Action Taken Type 1, 2, 3, 4, 5, 6
Action Taken
- Applications Received: Action Taken = 1, 2, 3, 4, and 5
- Loans Originated: Action Taken = 1
- Applications Approved but not Accepted: Action Taken = 2
- Applications Denied by Financial Institution: Action Taken = 3
- Applications Withdrawn by Applicant: Action Taken = 4
- File Closed for Incompleteness: Action Taken = 5
- Purchased Loans: Action Taken = 6
DISPOSITION OF LOAN APPLICATIONS, BY MEDIAN AGE OF HOMES AND TYPE OF LOAN
None
table: Table 9: Applications by Median Age of Homes
type: Aggregate
desc: Disposition of loan applications, by median age of homes and type of loan
year 2018
report-date
msa
- Breaks down the Action Taken type by State-County-Tract Number
- Subtotaled by Action Taken Type 1, 2, 3, 4, 5
This table includes the following dispositions:
Loan Type
- FHA, FSA/RHS & VA (A): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 2, 3, 4
- Conventional (B): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 1
- Refinancings (C): Total Units = 1 through 4; Purpose of Loan = 31, 32
- Home Improvement Loans (D): Total Units = 1 through 4; Purpose of Loan = 2
- Loans on Dwellings For 5 or More Families (E): 5+ Units
- Nonoccupant Loans from Columns A, B, C ,& D (F): All loans from columns A through @ where Occupancy Type = 2, 3
- Loans On Manufactured Home Dwellings From Columns A, B, C & D (G): Construction Method = 2
(A), (B), (C), (D) = Categorized as Loans on 1-to-4 Family and Manufactured Home Dwellings (A), (B) = Sub-categorized as Home Purchase Loans
Action Taken
- Applications Received: Action Taken = 1, 2, 3, 4, and 5
- Loans Originated: Action Taken = 1
- Applications Approved but not Accepted: Action Taken = 2
- Applications Denied by Financial Institution: Action Taken = 3
- Applications Withdrawn by Applicant: Action Taken = 4
- File Closed for Incompleteness: Action Taken = 5
Reporting Financial Institutions
Applications by Tract
Loans Purchased by Tract
Applications by Race and Sex
Applications by Ethnicity and Sex
Applications by Income, Race, and Ethnicity
Applications by Median Age of Homes