fix: reduce the authorize and getSettings calls by adding refetchOnWi… (

#17973)

* fix: reduce the authorize and getSettings calls by adding refetchOnWindowFocus as false

* fix: avoid the get_account_status call when user is in dtrader

packages/hooks/src/useAuthorize.ts

@@ -1,4 +1,5 @@
 import { useMemo } from 'react';
+
 import { useFetch } from '@deriv/api';
 import { useStore } from '@deriv/stores';
 
@@ -10,7 +11,7 @@ const useAuthorize = (token?: string) => {
 
     const { data, ...rest } = useFetch('authorize', {
         payload: { authorize: token ?? current_token },
-        options: { enabled: Boolean(token ?? current_token) },
+        options: { enabled: Boolean(token ?? current_token), refetchOnWindowFocus: false },
     });
 
     // Add additional information to the authorize response.

packages/hooks/src/useGetMFAccountStatus.ts

@@ -1,16 +1,19 @@
 import { useEffect } from 'react';
+
+import { ACCOUNT_BADGE_STATUS, routes } from '@deriv/shared';
 import { useStore } from '@deriv/stores';
-import { ACCOUNT_BADGE_STATUS } from '@deriv/shared';
 
 const useGetMFAccountStatus = () => {
     const { client } = useStore();
     const { account_status, is_logged_in, updateAccountStatus } = client || {};
 
     useEffect(() => {
         async function fetchData() {
-            await updateAccountStatus();
+            if (is_logged_in && (!account_status || !window.location.pathname.startsWith(routes.trade)))
+                await updateAccountStatus();
         }
-        if (is_logged_in) fetchData();
+        fetchData();
+        // eslint-disable-next-line react-hooks/exhaustive-deps
     }, []);
     const authentication = account_status?.authentication;
     const poi_status = authentication?.identity?.status;

packages/hooks/src/usePaymentAgentTransferVisible.ts

@@ -21,7 +21,9 @@ const usePaymentAgentTransferVisible = () => {
         checkAuthorize();
     }, [is_authorize, is_logged_in]);
 
-    const { data, ...rest } = useFetch('get_settings', { options: { enabled: Boolean(is_websocket_authorized) } });
+    const { data, ...rest } = useFetch('get_settings', {
+        options: { enabled: Boolean(is_websocket_authorized), refetchOnWindowFocus: false },
+    });
     const is_payment_agent_transfer_visible = Boolean(data?.get_settings?.is_authenticated_payment_agent);
 
     return {