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guys ,i had this idea year ago , there is even an old version contract (before zksync) in my github profile. now with zksync it's possible to make it real. I suddenly found your project(on gitcoin) and i saw that we have a very similar vision. i did hade an old repo (my version of will account) ,and i just remove yours backend and put mine . i think the new backend is more better from , but you need to change the front end based on that if you like it . there is a good Readme that explain all the functinality and how it works , there is alot of improvement that we can do .. you first check my changes if you think it is better we can improve the whole project, by adding spending limit and a lot more (alot of modes ) .