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validation/microdeposits: config to disable debiting savings accounts #541
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enhancement
New feature or request
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adamdecaf
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adamdecaf
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PayGate Version:
v0.8.0What were you trying to do?
Savings accounts are typically limited to 6 withdraws over a month. This is to help ensure funds will be available for the FI to earn interest on. Transaction accounts (Checking) don't have these limits and are intended for daily transactions. As of COVID this transaction count limit has become optional at the FI's discretion.
PayGate should support not debiting the validation amount from a user's account.
What did you expect to see?
We should avoid these withdraws if requested as to not incur fees to the end consumer.
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