Add universal image loader

[minhtien-trinh]

Features include:

• Dask array conversion for flexible chunking
• VRAM check to ensure memory sufficiency
• Zarr-backed optimization check for efficient handling of large images

This PR is part of the issue from spatialdata.

Note: This is a work in progress; initial testing is complete, but further validation is needed.

[codecov-commenter]

Codecov Report

All modified and coverable lines are covered by tests ✅

Project coverage is 35.87%. Comparing base (cff4896) to head (00d360e).
Report is 5 commits behind head on main.

Additional details and impacted files

@@            Coverage Diff             @@
##             main     #234      +/-   ##
==========================================
- Coverage   45.50%   35.87%   -9.64%     
==========================================
  Files          22       22              
  Lines        2149     2149              
==========================================
- Hits          978      771     -207     
- Misses       1171     1378     +207     

see 5 files with indirect coverage changes